Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Find the best home warranty company to suit your needs. Franklin Park is a great place to own a home. However, along with all the benefits of homeownership, there are often a few downsides, too. One of the biggest stressors for many homeowners is that systems and appliances can need to be replaced suddenly.
A home warranty policy can help protect you by covering major repairs and replacements on your home's appliances and systems. Finding the best home warranty on the market can be quite challenging as there are so many companies to decide between. That's why the Today's Homeowner team did the research and compiled a list of the top home warranty companies in Franklin Park for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Franklin Park, Choice Home Warranty is the best overall home warranty. Choice offers 2 plans for homeowners to choose from. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the Franklin Park area.
For more information, read our comprehensive review of Choice Home Warranty. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Franklin Park residents. Select is a home warranty provider with 11 years of experience in the industry, and it has become one of the best providers in the business. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 per covered appliance or system.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. To read more, visit our review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Franklin Park, American Home Shield is the most customizable home warranty. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easily comprehensible and offer both system and appliance coverage.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are around the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read our review of American Home Shield to learn more.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Franklin Park. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 plans for you to decide between.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to around $2,000 for each covered system or appliance.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For more information on this provider, read our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Franklin Park, Liberty Home Guard is the most trustworthy home warranty. Liberty has over 6 years of experience in the home warranty industry and in that time has built a impressive network of service professionals nationwide. The 3 plans from Liberty are easy to understand and offer both system and appliance coverage. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, this is the plan for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that offer a combination of appliance and system coverage. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is lower than other providers in the Franklin Park area.
Read more by visiting our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Franklin Park. When you purchase a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are comprehensive and offer both system and appliance coverage.
Cinch Home Services has 3 plans that offer a mix of system and appliance coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically around $1,000-$2,000 at the maximum.
Read more by visiting our review of Cinch Home Services. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,089 |
| Heating | $4,059 |
| Electrical | $609 |
| Toilets | $507 |
| Washer/Dryer | $812 |
| Plumbing | $609 |
| Oven | $1,624 |
| Fridge | $609 |
A home warranty is a protection plan for home systems and appliances. When your HVAC stops working, and the repair is several hundred dollars, a home warranty will ensure that all you have to pay is a predetermined service fee. Home warranty companies often don't require an inspection, and coverage generally goes into place about 30 days after purchasing the policy.
For Franklin Park homeowners, it is very simple to file a claim when a problem arises with a covered appliance or system. Most home warranty providers have an online portal where you can submit a claim.
At this point, you'll also have to pay your service fee. Once the repair person fixes the problem, they will handle it at no cost to you. The only time a homeowner may have to pay out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
Home warranties help protect both home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear. Common appliances covered by a home warranty include a garbage disposal, microwave, washer, refrigerator, dryer, dishwasher, and more. The systems that are usually covered will be electrical systems, heating, plumbing, and air conditioning.
Add-on options can vary by provider but often include things like a sprinkler system, plumbing stoppages, central vacuum, septic system, and second refrigerator.
An important thing to note is that home warranties only cover normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, misuse, cosmetic damages, and lack of maintenance are not included in the home warranty policy.
Franklin Park's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, saving you from spending a lot of money out of pocket.
A home warranty also can also save you time and energy. Instead of spending hours researching and choosing a technician to fix your appliance or system, home warranty providers do the hard work for you and just send a trusted professional to your door whenever you need them.
There are also some negatives to purchasing a home warranty plan, such as the coverage exclusions. For instance, home warranties may not cover systems or appliances that already have a manufacturer's warranty.
Another possible pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your repair requests being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Determining the right company for your home warranty is a step you can take to help protect your home. When deciding which home warranty provider is the right one for you, here are some important factors to take into account:
The best overall home warranty provider in Franklin Park is Choice Home Warranty, but the best company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dryers, dishwashers, washing machines, garbage disposals, refrigerators, heating and cooling systems, sump pumps, electrical systems, plumbing, and water heaters, among others. Some plans also offer coverage for garage door openers, roofs, ceiling fans, and pools. A home warranty can help you save money if these appliances and systems fail unexpectedly.
A home warranty plan can cover either the home's appliances and systems, or both. Combination plans are beneficial if you'd like more coverage for your home, but a systems or appliance only plan can be useful too if you want to save some money.
Home warranty plans usually offer coverage for a year. Many providers let you renew your plan yearly, which can be useful in Franklin Park for more protection against something like your heater or A.C. needing repairs when you require it the most.
In general, the homeowner is the one who pays the premium and service fees. However, if you have just bought a new home, sometimes the seller will pay for the policy. This can then be given to the new homeowner, who has to pay the service fees. In Franklin Park, where the median value of a home is $196,920, having the seller pay for the home warranty can be a good asset for your new home.
A service fee is an expense that a homeowner must pay before a repair technician or contractor comes to your home to repair your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty apart from the monthly premium/annual cost unless the cost of the repair is more than the coverage cap.
When living in a town like Franklin Park, you may be wondering if problems like natural disasters will be covered under a home warranty policy. Home warranties generally don't cover damage due to lack of proper maintenance, natural disasters, or intentional breakage.
