Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Make the most of your home warranty with the best home warranty providers in Forest Park. Buying a home is a big step in many people's lives, but maintaining it can get expensive over time as your Forest Park home ages.
A home warranty can bring you the peace of mind you need about your home and guard your savings account from large expenses by covering your home's major systems and appliances. Although a home warranty can help with your homeowner headaches, one pain point is narrowing down the perfect choice for your Forest Park home. That's why we've done the research and have made a guide of the best home warranty options in Forest Park.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Forest Park residents. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also generally about $3,000 at the maximum.
For a more detailed breakdown, read our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Forest Park residents. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, Select is the perfect provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 for each covered system or appliance.
For more information, read our comprehensive review of Select Home Warranty. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty for Forest Park residents. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. When you buy a plan from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage limits from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Forest Park area.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. To read more, visit our American Home Shield Review.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Forest Park residents. HSC has been on the market for around 15 years, making it a well-regarded company in the industry. The 2 policies that HSC offers include differing levels of system and appliance coverage, as well as add-on options. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that offer a mix of appliance and system coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $65 to $90.
For more information, read our review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Forest Park, Liberty Home Guard offers the most trustworthy home warranty. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, Liberty is the perfect provider for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also typically about $3,000 at the maximum.
Read our comprehensive review of Liberty Home Guard to learn more. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Forest Park, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has been in business for around 44 years, making it a highly regarded company in the industry. The 3 plans from Cinch are easy to understand and offer a mix of both system and appliance coverage. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that offer a mix of appliance and system coverage. The coverage limits from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is cheaper than other providers in the Forest Park area.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For a more detailed breakdown, read our review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,219 |
| Heating | $4,146 |
| Electrical | $622 |
| Toilets | $518 |
| Washer/Dryer | $829 |
| Plumbing | $622 |
| Oven | $1,658 |
| Fridge | $622 |
A home warranty is a protection plan for home systems and appliances. When your HVAC stops working, and the repair is several hundred dollars, a home warranty will ensure that your only cost is a predetermined service fee. Home warranty companies often don't require an inspection, and coverage generally goes into place about 30 days after purchasing the policy.
For Forest Park homeowners, it is very straightforward to file a claim when an issue comes up with a covered appliance or system. Most home warranty companies have an online portal where you can file a claim.
The claim is then processed, and a homeowner will pay the service fee to schedule the repair. This repair will generally happen within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repair and replacement-related expenses that are a result of normal wear and tear. The appliances covered are a cooktop, clothes washer, dishwasher, stove, microwave, clothes dryer, refrigerator, and more. The systems included are the heating, air conditioning, electrical, plumbing, and others.
You can also optionally choose to pay a bit extra for add-on coverage for items such as septic systems, roof warranty, spas, and swimming pools.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, the home warranty will not cover it. Also, a home warranty does not cover lack of maintenance, pre-existing conditions, misuse, and cosmetic damages.
Forest Park's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending a lot of money out of pocket.
Additionally, though it varies by company, some providers will let you transfer your warranty if you sell your home. This can make your house more attractive to potential homebuyers and maybe even make your home sell faster.
As for the downsides of home warranties, home system and appliance coverage varies by company, so it's important to read what each plan covers and excludes in the contract.
Another downside is that home warranties may exclude some repairs, like those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the affected systems and appliances probably won't be covered by the home warranty.
The first step in protecting your home with a home warranty is determining which provider's plan is the best for you. Figure out which appliances and systems in your home you want coverage for and compare the plans. Before deciding which home warranty to purchase, here are a few additional factors to keep in mind:
The best home warranty company in Forest Park is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a great reputation in the Forest Park area.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dryers, refrigerators, garbage disposals, dishwashers, washing machines, plumbing, water heaters, heating and cooling systems, sump pumps, and electrical systems, among others. Some plans also offer coverage for ceiling fans, garage door openers, pools, and roofs. A home warranty can help you save money if these items fail unexpectedly.
Homebuyers, landlords, real estate agents, home sellers, and homeowners are all eligible for home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save you money in the long run.
A home warranty will cover either your home's systems and appliances, or both. Combination plans are beneficial if you need more coverage for your home, but a systems or appliance only plan can be useful too if you're concerned about one more than the other.
Homeownership can be costly, especially in a place in Forest Park where the cost of living is quite high. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty in place, you won't have any large hits to your savings account.
Typically, the homeowner is the one who is responsible for paying the premium and service fees. However, when buying a new home, sometimes the seller will pay for the policy. This can then be transferred to the new homeowner, who will pay the service fees. In Forest Park, where the median value of a home is $214,904, when the seller pays for the home warranty can be a good asset for your new home.
Home warranties typically don't cover problems due to natural disasters, pre-existing conditions, lack of proper maintenance, or intentional breaking of an appliance. The policy only covers damage due to normal wear and tear. Even though it doesn't cover everything, a home warranty can still be beneficial for helping you save some money in a town like Forest Park.
