Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Make the most of your home warranty with the top home warranty companies in Evanston. For many, buying a home is a huge, thrilling stage in their lives, but homeownership comes with new responsibilities, such as maintaining your home. Those costs can quickly add up, particularly if you have an older house or appliances.
A home warranty policy can help protect you by covering major repairs and replacements on your home's appliances and systems. Finding the best home protection plan for your Evanston home can be difficult, so our team at Today's Homeowner did the research to help you find the best home warranty in Evanston for your home. Read on for our recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for Evanston residents. Choice has 2 simple plans, making the selection process quick and easy. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage limits from Choice are around $3,000. The service fees are an affordable $85, which is less than other providers in the Evanston area.
For more information on this provider, read our Choice Home Warranty full review. To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Evanston residents. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easily comprehensible and offer a mix of both system and appliance coverage.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is cheaper than other providers in the Evanston area.
To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. To read more, visit our full review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty in Evanston. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally around $2,500 at the maximum.
To read more, visit our American Home Shield full review. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Evanston, The Home Service Club offers the best home warranty with the quickest service. HSC is a home warranty company with 15 years of experience in the industry, and it has become one of the best providers in the business. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process quick and easy.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are around the $2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. For a more detailed breakdown, read our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Evanston. The 3 plans from Liberty are comprehensive and offer both system and appliance coverage. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $75.
To read more, visit our detailed review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Evanston. Cinch is a home warranty company with 44 years of experience in the industry, and it has proved to be one of the best providers in the business. The 3 home warranty plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
Read our Cinch Home Services full review to learn more. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,783 |
| Heating | $4,522 |
| Electrical | $678 |
| Toilets | $565 |
| Washer/Dryer | $904 |
| Plumbing | $678 |
| Oven | $1,809 |
| Fridge | $678 |
A home warranty is a home protection plan that can reduce the cost of on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Evanston home comfortable and convenient. When these things need repairs, it can be pricey and a inconvenience. Luckily, with a home warranty in place, an affordable repair is just a phone call away.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty company. Most companies have an online portal where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue.
At this point, you'll pay a service fee, which is generally between $60 and $150, depending on what plan you have. After the service fee is paid, a service technician will come to your home, assess the issue, and repair it. As long as the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs after the service fee is paid.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repair and replacement-related expenses that are due to normal wear and tear. The appliances commonly covered under a home warranty plan are the microwave, dryer, dishwasher, washing machine, refrigerator, oven, and more. System coverage typically includes plumbing, electrical systems, air conditioning, heating, and more.
Many plans also provide add-on coverage options for locksmiths, roof leaks, central vacuums, and even septic systems.
A home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, intentional breakages, and natural disasters are not covered with a home warranty.
Home warranty plans are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Evanston hitting an average high of 57℃F, you may find that some appliances, such as your A.C., get a lot of use. A home warranty can significantly bring down out-of-pocket expenses should your HVAC system break down.
A home warranty can also provide value in other ways. For example, some plans can be transferred to another owner during a home sale.
Home warranties also have some cons. Although it can be convenient that the home warranty sends out a service technician who takes care of the repair for you, some homeowners may not like this, and they would prefer to select a contractor themselves. If that's important to you, some home warranty providers let you select a contractor.
Another drawback is that home warranties may exclude some repairs, such as those due to natural disasters. For example, if your house floods, the affected systems and appliances probably won't be covered by the home warranty.
After looking into home warranties in Evanston, your next step is to figure out which company you'd like to receive a free quote from. Below is a list of some tips on purchasing a home warranty in Evanston:
The top home warranty provider in Evanston is Choice Home Warranty. Choice Home Warranty has a large network of professional repair technicians and a respected reputation in the Evanston area.
Home warranties cover problems related to systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different kind of plan that protects an entire home from natural disasters, which can be a concern in Evanston. It doesn't cover a typical appliance or system repairs.
A home warranty plan can help homeowners, homebuyers, investors, real estate agents, and home sellers. It can provide peace of mind and savings to anyone involved with homeownership.
The kind of home warranty you should look for depends on what your priorities are. A less expensive plan may have higher service fees and deductibles, while a costlier plan may have lower deductibles and provide more coverage. If you have a home that is on the older end and therefore may have older systems, you may want to get a higher-coverage policy. The company's reputation and available plans are the main two things to research when picking a home warranty company.
Many homeowners find a home warranty is a good investment because it helps protect against unforeseen expenses, and saving money is important with the cost of living going up a lot in Evanston. If you're worried about your budget and home maintenance, having a home warranty can help. One of the big positives of a home warranty is that it can offer you some financial peace of mind.
Generally, the homeowner is the one who pays the premium and service fees. However, if you have just bought a new home, sometimes the seller is the one who paid for the policy. This can then be given to the new homeowner, who will pay the service fees. In Evanston, where the median value of a home is $423,129, having the seller pay for the home warranty can be a good asset for your new home.
Typically, coverage for a home warranty plan begins 30 days after the payment receipt. However, a few companies may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your situation.
