Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you considering a home warranty? Try one of our top home warranty companies. There are many benefits of owning a home in East Moline. However, major home systems and appliances, like your HVAC and kitchen appliances, can malfunction due to normal wear and tear, leaving you with costly repairs.
A home warranty in East Moline can help bring down your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear. Even though a home warranty can help with your homeowner expenses, one issue is narrowing down the perfect choice for your East Moline home. That's why we've done the research and have compiled a list of the top home warranty plans in East Moline.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In East Moline, Choice Home Warranty is the best overall home warranty. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process quick and easy.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $85.
For a more detailed breakdown, read our detailed review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for East Moline residents. Select offers 3 plans for you to choose from. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are close to the $2,000 mark for most major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. For a more detailed breakdown, read our Select Home Warranty full review.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in East Moline. The 3 policies that AHS offers include options for appliance and system coverage. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally about $2,500.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read our review of American Home Shield to learn more.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in East Moline. HSC has been on the market for more than 15 years, making it a well-respected company in the industry. The 2 plans from HSC are comprehensive and offer both system and appliance coverage. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage limits from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the East Moline area.
Read our The Home Service Club full review to learn more. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In East Moline, Liberty Home Guard offers the most trustworthy home warranty. Liberty has more than 6 years of experience in the home warranty industry, and has provided exceptional customer service at an affordable cost to its customers. When you buy a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are comprehensive and have a mix of both system and appliance coverage.
Liberty Home Guard offers 3 plans for East Moline homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. Service fees from Liberty are an affordable $75. The coverage caps are also around $3,000.
For more information, read our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In East Moline, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has 3 simple plans, making the selection process easy. When you purchase a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered appliance or system.
Read our Cinch Home Services full review to learn more. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,542 |
| Heating | $3,695 |
| Electrical | $554 |
| Toilets | $462 |
| Washer/Dryer | $739 |
| Plumbing | $554 |
| Oven | $1,478 |
| Fridge | $554 |
A home warranty is a protection plan that covers home systems and appliances. When your refrigerator stops working, and the repair will cost several hundred dollars, a home warranty will ensure that you only have to pay a predetermined service fee. Home warranty companies usually don't require an inspection, and coverage generally goes into place about 30 days after making your first payment.
When you have a system or appliance that has a problem, you file a claim with your home warranty provider. You can do so online or by telephone, and then a repair technician will come and fix the problem.
At this point, you'll also need to pay your service fee. Once the repair person takes a look at the issue, they will take care of it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty plan will cover systems and appliances that have stopped working due to normal wear and tear. For instance, if your A.C. suddenly needs repairs under normal use conditions, you can call your home warranty company. The appliances that are typically covered under a home warranty include a garbage disposal, microwave, clothes washer, refrigerator, dishwasher, clothes dryer, and more. The systems included are ductwork, air conditioning, electrical systems, and plumbing.
The add-on coverages can include septic system, roof leak, spa, pool, and sometimes even things like locksmith or pest control.
An important thing to consider is that home warranties only protect against normal wear and tear on your home systems and appliances. Things like lack of maintenance, pre-existing conditions, misuse, and cosmetic damages are not included in the home warranty policy.
East Moline's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the repairs, saving you from spending unexpected money out of pocket.
Plus, though home warranty companies vary, some providers will allow you to transfer your warranty if you sell your home. This can make your house more attractive to potential homebuyers and maybe even make your home sell faster.
One drawback of purchasing a home warranty is that there are often exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may be excluded from the home warranty, so it's important to read through the contracts you're considering thoroughly to get a sense of what is included and what isn't.
Another consideration is that home warranties typically only cover malfunctions due to normal wear and tear. They often won't cover home systems or appliances that have stopped working due to animal infestations, natural disasters, improper maintenance, etc.
The first step in protecting your property with a home warranty is determining which provider's plan is the best for you. Consider the appliances and systems in your home you need coverage for and compare the policies. Policies can vary, so take into consideration the following factors when choosing a home warranty provider:
The best overall home warranty provider in East Moline is Choice Home Warranty, but the best company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty covers the normal wear of systems and appliances in a home. Homeowners insurance protects a home in case of something like a natural disaster or fire. Under homeowners insurance, you will not be able to file a claim should you need a new dryer or oven, unless the damage is a result of a natural disaster, which are somewhat common in East Moline.
Homebuyers, real estate agents, home sellers, landlords, and homeowners can all get home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save you money in the long run.
Generally a home warranty policy offers coverage for a year and you can renew it every year. In East Moline where many rely on heating and A.C., renewing your policy could help protect you from large expenses if your HVAC system needs repairs.
Many homeowners find a home warranty is a good investment since it can help protect against unforeseen expenses, and saving money is important with the cost of living going up . If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the big pluses of a home warranty is that it can give you some financial peace of mind.
The service fee is the price the homeowner pay every time there is a problem with a system or appliance and you file a claim with your home warranty. Service fees are commonly priced between $60 and $150.
When living in a town like East Moline, you may be wondering if problems like natural disasters will be covered under a home warranty plan. Home warranties generally don't cover damage due to lack of proper maintenance, intentional breakage, or natural disasters.
