Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Get the most out of your home warranty with the best home warranty companies in Cuba. Many people in Cuba have made their dream of owning a home into a reality. However, as great as Cuba can be, there are always difficulties that come with owning a home, like keeping your home's systems and appliances maintained.
A home warranty in Cuba can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear. Finding the best home warranties on the market can be quite a challenge because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty providers in Cuba.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Cuba residents. Choice has been in the home warranty business for around 15 years. The 2 policies that Choice offers include options for appliance and system coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also generally about $3,000.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For a more detailed breakdown, read our review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Cuba, Select Home Warranty is the most cost-effective home warranty. Select has been operating for around 11 years, making it a respected company in the industry. Select offers 3 plans for you to choose from. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Cuba homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 for each covered system or appliance.
Read our full review of Select Home Warranty to learn more. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Cuba. AHS has more than 26 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. AHS has 3 plans for homeowners to decide between. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the home warranty for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Cuba homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. The coverage limits from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Cuba area.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read more by visiting our thorough review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Cuba, The Home Service Club is the best home warranty with the quickest service. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process and policy coverage easily comprehensible.
The Home Service Club offers 2 plans for Cuba homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. The coverage limits from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Cuba area.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. To read more, visit our comprehensive review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Cuba, Liberty Home Guard is the most trustworthy home warranty. Liberty has around 6 years of experience in the industry and in that time has built a an expansive network of service professionals nationwide. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty offers 3 plans for you to choose from.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 for each covered appliance or system.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. To read more, visit our thorough review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Cuba, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch is a home warranty provider with 44 years of experience in the industry, and it has proved to be one of the best providers in the business. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. Cinch offers 3 plans for you to choose from.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
To read more, visit our Cinch Home Services full review. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,680 |
| Heating | $4,454 |
| Electrical | $668 |
| Toilets | $557 |
| Washer/Dryer | $891 |
| Plumbing | $668 |
| Oven | $1,781 |
| Fridge | $668 |
A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to keep a budget in place and don't want to use their savings to pay for large repair or replacement expenses. Typically, about 30 days after buying a home warranty, the coverage will start on your home systems and appliances.
For Cuba homeowners, it is very simple to file a claim when an issue happens with a covered appliance or system. Most home warranty companies have an online portal where a claim can be filed.
Once you file the claim, it will be assigned to a local repair person that will come to your home and look at the issue. At this point, you pay your service fee. Service fees typically range in price from about $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is higher than your home warranty's coverage limit.
A home warranty provides coverage on your home's major appliances and systems and it can help cut back on how much you spend on maintaining your home. The appliances include a clothes dryer, clothes washer, microwave, dishwasher, cooktop, stove, refrigerator, and more. The systems included are the electrical, heating, plumbing, air conditioning, and others.
The add-on coverage options can include septic system, roof leak, pool, spa, and sometimes even things like locksmith or pest control.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, the home warranty will not cover it. Also, a home warranty does not cover cosmetic damages, pre-existing conditions, lack of maintenance, and misuse.
Home warranty plans are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Cuba hitting an average high of 56℃F, you may find that certain appliances, such as your air conditioning unit, get a lot of use. A home warranty can significantly lower out-of-pocket expenses should your HVAC system stop working.
Another added benefit of having a home warranty policy is that it can raise your home's property value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new homebuyer depending on the provider you have your home warranty with.
Home warranties also have some drawbacks. Although it can be convenient that the home warranty sends out a repair person who carries out the repair for you, some homeowners may not like this, and they would rather choose their own contractor. If that's important to you, some home warranty companies let you choose a contractor.
Another consideration is that home warranties typically only cover damage from normal wear and tear. They most likely won't cover home systems or appliances that need repairs or replacements due to natural disasters, improper maintenance, animal infestations, etc.
Once you're ready to sign up for a home warranty policy, the first step is deciding what items you want coverage for. From there, you can compare your options and call different home warranty providers to get a free quote. Below is a list of factors that you'll want to consider when selecting a home warranty provider:
Our pick for the best overall home warranty company in Cuba is Choice Home Warranty, but the right company for you will vary based on factors like what appliances and systems you need coverage for.
Home warranties cover issues with home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects an entire home from natural disasters, which might not be too much of a concern in Cuba. It doesn't cover a normal appliance or system repairs.
A home warranty can cover either your home appliances and systems, or both. Combination plans are great if you'd like more coverage for your home, but a systems or appliance only plan can be useful too if you're concerned about one more than the other.
Homeownership can be expensive, especially in a place in Cuba where the cost of living is quite high. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty in place, you won't have any costly hits to your savings account for home maintenance.
Usually the one who owns the home is responsible for paying for the home warranty. In the case of selling a home, though, the person who is selling the home may purchase a home warranty plan and transfer the policy to the buyer. The new homeowner will then need to pay the service fees when using the policy. Since the average home value in Cuba is $417,627, a home warranty can be an added asset when buying a home.
Home warranties usually will not cover issues due to natural disasters, intentional breaking of an appliance, lack of proper maintenance, or pre-existing conditions. They only cover damage from normal wear and tear. Although it doesn't cover everything, a home warranty can still be beneficial for helping you save some money in a town like Cuba.
