Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you thinking about getting a home warranty? Go with one of our top home warranty companies. As much as you may enjoy homeownership in Crystal Lake, there is always that fear about whether your systems and appliances are going to need updating over the next few years.
A home warranty in Crystal Lake can help bring down your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear. Finding the best home warranty on the market can be quite time-consuming because there are lots of companies to choose from. That's why the Today's Homeowner team did the research and compiled a list of the best home warranty companies in Crystal Lake for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty in Crystal Lake. Choice has over 15 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are easy to understand and offer both system and appliance coverage.
Choice Home Warranty has 2 plans that provide a mix of appliance and system coverage. Service fees from Choice are an affordable $85. The coverage caps are also typically around $3,000 at the maximum.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read our review of Choice Home Warranty to learn more.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Crystal Lake, Select Home Warranty is the most cost-effective home warranty. Select has been operating for around 11 years, making it a well-regarded company in the industry. The 3 plans from Select are easy to understand and offer a mix of both system and appliance coverage. When you purchase a home warranty from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage limits come out to about $2,000 per covered appliance or system.
For a more detailed breakdown, read our comprehensive review of Select Home Warranty. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Crystal Lake, American Home Shield is the most customizable home warranty. AHS has been on the market for around 26 years, making it a well-regarded company in the industry. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans that AHS offers include options for appliance and system coverage.
American Home Shield has 3 plans that offer a mix of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to around $2,500 per covered appliance or system.
Read more by visiting our American Home Shield full review. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Crystal Lake, The Home Service Club offers the best home warranty with the quickest service. HSC has been in the home warranty business for about 15 years. HSC has 2 simple plans, making the selection process quick and easy. When you buy a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage limits from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Crystal Lake area.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read more by visiting our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Crystal Lake. The 3 plans from Liberty are easy to understand and offer both system and appliance coverage. When you buy a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard offers 3 plans for Crystal Lake homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $75.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. For a more detailed breakdown, read our detailed review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Crystal Lake, Cinch Home Services offers the home warranty with the best workmanship guarantee. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. Cinch offers 3 plans for homeowners to choose from.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also about $1,000-$2,000.
For more information on this provider, read our Cinch Home Services full review. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,372 |
| Heating | $4,248 |
| Electrical | $637 |
| Toilets | $531 |
| Washer/Dryer | $850 |
| Plumbing | $637 |
| Oven | $1,699 |
| Fridge | $637 |
A home warranty is a protection plan that covers home systems and appliances. When your refrigerator stops working, and the repair costs several hundred dollars, a home warranty will ensure that your only cost is a predetermined service fee. Home warranty companies typically don't require an inspection, and you can generally start using it about 30 days after making your first payment.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal system to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue.
Once you submit the claim, it will be assigned to a local repair technician that will come to your home and repair the issue. At this point, you pay the service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket fee you will have to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty will cover systems and appliances that have stopped working due to normal wear and tear. For instance, if your washing machine suddenly stops working under normal use conditions, this is a perfect time to call your home warranty provider. The appliances typically covered under a home warranty plan are the dryer, dishwasher, refrigerator, washing machine, microwave, oven, and more. System coverage typically includes electrical systems, plumbing, heating, air conditioning, and more.
Add-on coverage will vary from one plan to another, but you can expect to see things such as pools, spas, electronics, roof leaks, central vacuums, and sump pumps.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, your home warranty will not cover it. Also, a home warranty does not cover misuse, lack of maintenance, cosmetic damages, and pre-existing conditions.
Home warranty policies are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Crystal Lake hitting an average high of 56℃F, you may find that certain appliances, like your air conditioning unit, get a lot of use. A home warranty can significantly bring down out-of-pocket costs should your HVAC system stop working.
Another added benefit of having home warranty coverage is that it can raise your home's property value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new homebuyer depending on the provider you have your home warranty with.
As for the negatives of home warranties, coverage varies by provider, so it's important to understand what each policy covers and doesn't include in the contract.
Another downside is that home warranties may not include some repairs, such as those needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the impacted systems and appliances probably won't be covered by the home warranty.
Picking the right home warranty in Crystal Lake for your family depends on the coverage you're looking for, the home warranty provider you opt for, and your location, among other factors. Below is a list of factors that you'll want to consider when choosing a home warranty provider:
The best overall home warranty company in Crystal Lake is Choice Home Warranty, but the perfect company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty is a contract that covers repairing and replacing major home systems and appliances.
The different home warranties in Crystal Lake are plans that cover either appliances or systems and a comprehensive plan. A comprehensive plan covers almost all your home systems and appliances, like your dishwasher, washing machine, and HVAC. A plan that only covers appliances or systems will cover the specific appliances or systems in the contract.
Many homeowners find a home warranty is worth it since it helps protect against unforeseen expenses, and saving money is important with the cost of living going up a lot in Crystal Lake. If you're worried about your finances and your ability to keep your home in good working order, a home warranty can help. One of the major advantages of a home warranty is that it can give you some financial peace of mind.
Home warranties cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay the rest out of pocket.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so make sure you check with the company about this.
