Written By Todays Homeowner Local Pros
Last Updated May 2023
If you're thinking about purchasing a home warranty, our list of the best companies in Clear Lake can help. Clear Lake is a city that has so much culture, things to do, and some beautiful homes. Homeownership in Clear Lake has many good things associated with it, but some downsides come hand in hand with it as well. For one, ensuring that your home's systems and appliances get the repairs they need can make Clear Lake homeownership quite difficult.
A home warranty is a way to protect your budget from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind. Finding the best home warranties on the market can be quite a challenge because of the sheer number of options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty companies in Clear Lake.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Clear Lake, Choice Home Warranty offers the best overall home warranty. The 2 plans from Choice are easy to understand and have a mix of both system and appliance coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the plan for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that provide a combination of appliance and system coverage. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is less than other providers in the Clear Lake area.
For more information, read our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Clear Lake residents. Select has more than 11 years of industry experience and in that time has built a an network of service technicians in the country. The 3 plans that Select offers include differing levels of system and appliance coverage, as well as add-on options. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Clear Lake homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Clear Lake area.
Read more by visiting our Select Home Warranty full review. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty for Clear Lake residents. AHS has 3 simple plans, making the selection process and policy coverage easily understandable. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a combination of appliance and system coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
For a more detailed breakdown, read our American Home Shield Review. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Clear Lake residents. When you purchase a policy from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for homeowners to choose from.
The Home Service Club offers 2 plans for Clear Lake homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to about $2,000 for each covered system or appliance.
For more information on this provider, read our review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Clear Lake, Liberty Home Guard offers the most trustworthy home warranty. Liberty is a home warranty company with 6 years of experience in the industry, and it has proved to be one of the best providers in the business. Liberty has 3 simple plans, making the selection process quick and easy. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that provide a mix of system and appliance coverage. Service fees from Liberty are an affordable $75. The coverage caps are also generally about $3,000.
To read more, visit our Liberty Home Guard Review. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Clear Lake, Cinch Home Services is the home warranty with the best workmanship guarantee. The 3 plans from Cinch are easy to understand and offer both system and appliance coverage. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 for each covered appliance or system.
To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. To read more, visit our review of Cinch Home Services.
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
|Home Appliance||Repair Cost|
A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Clear Lake home comfortable and convenient. When these things start to break down, it can be pricey and a inconvenience. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty company. Most companies have an online portal system where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue.
At this point, you'll pay a service fee, which is typically between $60 and $150, depending on what plan you opt for. After the service fee is paid, a repair person will come to your home, assess the issue, and repair it. If the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs apart from the service fee.
A home warranty offers coverage on your home's major appliances and systems and it can help reduce your home maintenance expenses. The appliances typically covered under a home warranty plan are the microwave, dishwasher, refrigerator, washing machine, oven, dryer, and more. System coverage typically includes plumbing, heating, electrical systems, air conditioning, and more.
Many home warranty plans also offer add-on coverage options for central vacuums, septic systems, roof leaks, and even locksmiths.
Clear Lake homeowners should be aware that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like natural disasters, misuse of a system or appliance, pre-existing conditions, or cosmetic issues. You must keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related complication will be covered by the policy.
Home warranty plans are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Clear Lake hitting an average high of 63℃F, you may find that certain appliances, like your air conditioning system, get a lot of use. A home warranty can remarkably lower out-of-pocket expenses should your HVAC system break down.
As well as saving you money on out-of-pocket expenses, a home warranty can offer you peace of mind and save you the pain of trying to find a qualified repair person to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair issues you may experience.
One major drawback of home warranties is not everything you care about may be covered. It's important to compare the different policies and get one that covers all the appliances, systems, and add-ons you need.
Another stipulation is that home warranties usually only cover damage from normal wear and tear. They commonly won't cover home systems or appliances that need repairs or replacements due to animal infestations, improper maintenance, natural disasters, etc.
Once you're ready to purchase a home warranty, the first step is deciding what appliances and systems you need coverage for. After that, you can compare your options and call different home warranty companies for a free quote. Here is a list of some factors to consider when buying a home warranty in Clear Lake:
The top home warranty company in Clear Lake is Choice Home Warranty. Choice Home Warranty has a large network of professional service technicians and a tremendous reputation in the Clear Lake area.
A home warranty is a service contract that gives homeowners extra coverage for their household systems and appliances. These include washing machines, dryers, refrigerators, garbage disposals, dishwashers, water heaters, plumbing, sump pumps, electrical systems, and heating and cooling systems, among others. Some companies also provide coverage for garage door openers, roofs, pools, and ceiling fans. A home warranty can help you save money if these items fail unexpectedly.
The different home warranties in Clear Lake are plans with coverage for either appliances or systems and a comprehensive plan. A comprehensive plan covers almost all your systems and appliances, like your refrigerator, washing machine, and heating and cooling systems. An appliance or systems only plan will cover the systems or appliances in the plan.
Generally a home warranty lasts for a year and you can renew it every year. In Clear Lake where many rely on heating and A.C., renewing your policy could help prevent large expenses if your HVAC system needs repairs.
Home warranties will cover the cost of repairs and replacements if it is within the coverage limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay for the rest out of pocket.
Usually, the homeowner is the one who is responsible for paying the premium and service fees. However, if you have just bought a new home, sometimes the seller is the one who paid for the policy. This can then be transferred to the new homeowner, who has to pay the service fees when using the policy. In Clear Lake, where the median value of a home is $131,419, when the seller pays for the home warranty can be a good asset for your new home.
When living in a town like Clear Lake, you may be wondering if events like natural disasters are covered under a home warranty. Home warranties generally don't cover damage from natural disasters, lack of proper maintenance, or intentional breakage.