Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you considering getting a home warranty? Check out one of our recommended home warranty companies. Homeownership in Campton can be an exciting stage in many people's lives, but it also comes with its fair share of headaches. Home repairs can be an unanticipated financial burden for many homeowners.
When one of your systems or appliances stops working, a home warranty will step in and help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less stressed by homeownership. Finding the best home warranty on the market can be quite overwhelming because there are dozens of companies to choose from. That's why the Today's Homeowner team did the research and put together a list of the best home warranty companies in Campton for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for Campton residents. Choice is a home warranty provider with 15 years of experience in the industry, and it has become one of the best providers in the business. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 for each covered system or appliance.
For a more detailed breakdown, read our Choice Home Warranty full review. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Campton residents. Select has more than 11 years of experience in the industry and in that time has built a an expansive network of service technicians in the country. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 home warranty plans that Select offers include options for appliance and system coverage.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage limits come out to about $2,000 per covered appliance or system.
To read more, visit our thorough review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Campton, American Home Shield offers the most customizable home warranty. AHS has been operating for more than 26 years, making it a respected company in the industry. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a mix of system and appliance coverage. The coverage caps associated with AHS's plans are close to the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
Read more by visiting our American Home Shield Review. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Campton residents. HSC has been in the home warranty industry for about 15 years. HSC has 2 simple plans, making the selection process and policy coverage easily understandable. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $65 to $90.
To read more, visit our The Home Service Club Review. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Campton, Liberty Home Guard offers the most trustworthy home warranty. Liberty has 3 simple plans, making the selection process quick and easy. When you buy a plan from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. For more information on this provider, read our review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Campton. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The 3 policies that Cinch offers include differing levels of system and appliance coverage, as well as add-on options.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically about $1,000-$2,000 at the maximum.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read more by visiting our full review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $7,307 |
| Heating | $4,872 |
| Electrical | $731 |
| Toilets | $609 |
| Washer/Dryer | $974 |
| Plumbing | $731 |
| Oven | $1,949 |
| Fridge | $731 |
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having one in place can give you some peace of mind and guard your savings account from large out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal system where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue.
At this point, you'll also pay your service fee. Once the contractor takes a look at the problem, they will deal with it at no cost to you. The only time a Campton homeowner may have to pay out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
Home warranties help protect both home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear and tear. The appliances usually covered under a home warranty plan include a microwave, refrigerator, dishwasher, garbage disposal, clothes dryer, clothes washer, and more. The systems included are electrical systems, ductwork, air conditioning, and plumbing.
Many plans also have add-on coverage options for central vacuums, septic systems, roof leaks, and even locksmiths.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, pre-existing conditions, cosmetic damages, and misuse are excluded from the home warranty policy.
Campton's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the repairs, saving you from spending unexpected money out of pocket.
In addition, though it varies by company, some providers will allow you to transfer your warranty if you sell your home. This can make your home more attractive to potential homebuyers and help your home sell faster.
One of the main drawbacks of home warranties is not everything may be covered. It's important to compare the different plans and purchase one that covers all the appliances, systems, and add-ons you need.
Another drawback is that home warranties may exclude some repairs, like those due to natural disasters. For example, if your house floods, the affected systems and appliances most likely won't be covered by the home warranty.
Now that you're ready to sign up for a home warranty policy, the first step is figuring out what appliances and systems you need coverage for. After that, you can compare your options and call different home warranty providers to get a free quote. Below is a list of factors that you'll want to take into consideration when selecting a home warranty provider:
The top home warranty company in Campton is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a tremendous reputation in the Campton area.
A home warranty is a contract that covers the repairs and replacements of your major home systems and appliances.
Home warranty policies cover problems related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a larger insurance that protects your entire home from natural disasters, which can sometimes be a concern in Campton. It doesn't cover a normal appliance or system damage.
Generally, the homeowner is the one who pays the premium and service fees. However, if you have just bought a new home, sometimes the seller will pay for the policy. This can then be given to the new homeowner, who will pay the service fees when using the policy. In Campton, where the median home value is $344,761, having the seller pay for the home warranty can save you some money on your new home.
A service fee is a cost that you must pay before a service technician or contractor comes to your home to repair your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty apart from the policy's premium unless the expense is greater than the coverage cap.
Typically, coverage for a home warranty begins 30 days after payment. However, a few providers may let you file a claim before this, so check with customer service to find the exact waiting period for your case.
