Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Thinking about buying a home warranty? One of our top home warranty companies can help. Alton gives homeowners some great housing options. However, unplanned repair and replacement costs on your home's systems and appliances can get quite pricey.
A home warranty can give you the peace of mind you need about your home and shield your bank account from large expenses by covering your home's major systems and appliances. Because the home warranty market is filled with a variety of providers — all with different offerings — the Today's Homeowner team did the research for you to help you find the best home warranty in Alton.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for Alton residents. Choice has more than 15 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also generally around $3,000.
For a more detailed breakdown, read our Choice Home Warranty full review. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Alton. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a combination of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 per covered appliance or system.
For a more detailed breakdown, read our comprehensive review of Select Home Warranty. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty in Alton. AHS has about 26 years of industry experience and in that time has built a a skilled network of service technicians in the country. When you purchase a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easily comprehensible and offer both system and appliance coverage.
American Home Shield has 3 plans that offer a mix of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 per covered system or appliance.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. To read more, visit our comprehensive review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Alton, The Home Service Club offers the best home warranty with the quickest service. HSC has around 15 years of industry experience and in that time has built a a skilled network of service technicians in the country. When you purchase a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 for each covered system or appliance.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For a more detailed breakdown, read our comprehensive review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Alton. Liberty has more than 6 years of industry experience and in that time has built a an network of service professionals in the country. The 3 plans from Liberty are easy to understand and offer both system and appliance coverage. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is lower than other providers in the Alton area.
Read more by visiting our Liberty Home Guard full review. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Alton residents. Cinch has over 44 years of experience in the home warranty market and in that time has built a a skilled network of service professionals in the country. Cinch offers 3 plans for you to decide between. When you buy a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Alton homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also around $1,000-$2,000.
To read more, visit our Cinch Home Services full review. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,863 |
| Heating | $3,908 |
| Electrical | $586 |
| Toilets | $489 |
| Washer/Dryer | $782 |
| Plumbing | $586 |
| Oven | $1,563 |
| Fridge | $586 |
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and protect your bank account from large out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty plan.
When one of your systems or appliances experiences a problem, you file a claim with your service provider. You can do so online or by telephone, and then a technician will come and fix the problem.
At this point, you'll also need to pay your service fee. Once the repair person looks at the issue, they will take care of it at no cost to you. The only time a Alton homeowner may have to pay out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty provides coverage on your home's major appliances and systems and it can help bring down the cost of maintenance on your home. Appliances covered under a home warranty plan are the garbage disposal, microwave, refrigerator, dryer, dishwasher, and more. Systems that are covered include electrical systems, heating, plumbing, and air conditioning.
Many home warranty plans also offer add-on coverage options for septic systems, locksmiths, roof leaks, and even central vacuums.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, the home warranty will not cover it. Also, a home warranty does not cover pre-existing conditions, lack of maintenance, misuse, and cosmetic damages.
Alton's relatively mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the repairs, preventing you from spending a lot of money out of pocket.
In addition to saving you money on out-of-pocket expenses, a home warranty can give you peace of mind and save you the hassle of trying to find a qualified repair person to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair issues you may come across.
One downside of purchasing a home warranty is that there are generally exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may be excluded from the home warranty, so it's important to read over any contracts you're considering thoroughly to get a sense of what is included and what isn't.
Another stipulation is that home warranties typically only cover damage from normal wear and tear. They most likely won't cover systems or appliances that have stopped working due to animal infestations, natural disasters, improper maintenance, etc.
After looking into the basics of home warranties in Alton, the next step is to figure out which company you'd like to receive a free quote from. Here are some tips on buying a home warranty in Alton:
The top home warranty company in Alton is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a respected reputation in the Alton area.
The most common types of home warranties in Alton are plans with coverage for either appliances or systems and a comprehensive plan. A comprehensive plan will cover many of your home systems and appliances, like your dishwasher, washing machine, and HVAC. An appliance or systems only plan will cover the specific systems or appliances in the contract.
Home warranty plans usually offer coverage for a year. Many companies let you renew your plan annually, which can be beneficial in Alton for added protection against something like your heater or A.C. breaking down when you require it the most.
Home warranties will cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay for the rest out of pocket.
A service fee is an expense that a homeowner pays before a repair person or contractor comes to your home to repair your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty except for the monthly premium/annual cost unless the cost of the repair is more than the coverage cap.
When living in a town like Alton, you may be wondering if problems like natural disasters will be covered under a home warranty plan. Home warranties generally don't cover damage from lack of proper maintenance, intentional breakage, or natural disasters.
