Written By Todays Homeowner Local Pros
Last Updated May 2023
Considering buying a home warranty? One of our top home warranty companies can help. With hot summers, keeping your home appliances and systems working, especially HVAC, are extremely important for homeowners in the Westwood Lakes area of Florida.
A home warranty in Westwood Lakes can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear. Because the home warranty market is saturated with a lot of providers — all with different plans — the Today's Homeowner team did the research for you to help you find the best home warranty in Westwood Lakes.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty in Westwood Lakes. Choice has more than 15 years of experience in the home warranty industry and in that time has built a an network of service technicians in the country. Choice has 2 simple plans, making the selection process easy. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. Read our review of Choice Home Warranty to learn more.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Westwood Lakes. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the home warranty for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select offers 3 plans for homeowners to choose from.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also about $2,000 at the maximum.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. Read more by visiting our Select Home Warranty full review.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Westwood Lakes. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the home warranty for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to about $2,500 per covered system or appliance.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. Read our review of American Home Shield to learn more.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Westwood Lakes. HSC has been operating for over 15 years, making it a well-respected company in the industry. HSC offers 2 plans for you to choose from. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage limits from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is less than other providers in the Westwood Lakes area.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. To read more, visit our The Home Service Club Review.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Westwood Lakes. Liberty is a home warranty provider with 6 years of experience in the industry, and it has become one of the best providers in the business. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 for each covered appliance or system.
For a more detailed breakdown, read our Liberty Home Guard Review. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Westwood Lakes, First American Home Warranty offers the best home warranty for appliance coverage. First American has 2 simple plans, making the selection process and policy coverage easily understandable. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. The coverage caps associated with First American's plans are close to the $1,500 mark for many of the major systems and appliances, and service fees are a reasonable $85.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. Read more by visiting our review of First American Home Warranty.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Westwood Lakes residents. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage.
Cinch Home Services offers 3 plans for Westwood Lakes homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to about $1,000-$2,000 per covered appliance or system.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read our Cinch Home Services full review to learn more.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
Home Appliance | Repair Cost |
---|---|
Air Conditioner | $6,852 |
Heating | $4,568 |
Electrical | $685 |
Toilets | $571 |
Washer/Dryer | $914 |
Plumbing | $685 |
Oven | $1,827 |
Fridge | $685 |
A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Westwood Lakes home comfortable and convenient. When these things start to break down, it can be expensive and a inconvenience. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
When you have a system or appliance that has an issue, you file a claim with your service provider. You can do so in an online portal or by calling customer support, and then a contractor will come and fix the problem.
After that, you will pay your service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage limit, which is the maximum amount per year or appliance that the home warranty will cover for repairs and replacements.
A home warranty in Westwood Lakes provides coverage for the main appliances and systems in your house. The appliances covered include a clothes dryer, clothes washer, cooktop, dishwasher, stove, microwave, refrigerator, and more. The systems included are the electrical, air conditioning, heating, plumbing, and others.
You can also choose to pay extra for add-on coverage for items like septic systems, spas, roof warranty, and swimming pools.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like lack of maintenance, pre-existing conditions, cosmetic damages, and misuse are not included in the home warranty policy.
Since temperatures in Westwood Lakes can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Purchasing a home warranty policy can help homeowners save money if one of these systems or appliances breaks suddenly.
Not only can a Westwood Lakes home warranty save you some money on repairs and replacements, it saves you time as well. Instead of needing to vet service technicians by yourself, home warranty providers do the work for you and send pre-screened technicians right to your door when you need them.
There are also some downsides to getting a home warranty policy, such as the coverage exclusions. For example, home warranties may not cover systems or appliances that are already covered under a manufacturer's warranty.
Another stipulation is that home warranties typically only cover repairs needed due to normal wear and tear. They often won't cover systems or appliances that have stopped working due to improper maintenance, natural disasters, animal infestations, etc.
Now that you're ready to purchase a home warranty plan, the first step is figuring out what appliances and systems you want coverage for. After that, you can compare your options and contact different home warranty companies to get a free quote. When trying to decide which home warranty provider is the best fit for you, here are some important factors to keep in mind:
The top home warranty company in Westwood Lakes is Choice Home Warranty. Choice Home Warranty has a large network of professional repair technicians and a tremendous reputation in the Westwood Lakes area.
A home warranty is a contract that covers the repairs and replacements of your major home system components and appliances.
The most common kinds of home warranties in Westwood Lakes are plans that cover either appliances or systems and a combination plan. A combination plan covers your systems and appliances, including your dishwasher, washing machine, and heating and cooling systems. An appliance or systems only plan will cover the specific appliances or systems in the contract.
Usually, the homeowner is the one who pays the premium and service fees. However, if you have just bought a new home, sometimes the seller is the one who paid for the policy. This can then be transferred to the new homeowner, who has to pay the service fees. In Westwood Lakes, where the median home value is $312,366, having the seller pay for the home warranty can be a good asset for your new home.
A service fee is a cost that a homeowner must pay before a repair technician or contractor comes to your home to repair your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty apart from the policy's premium unless the expense is more than the coverage cap.
The systems and appliances in a home are covered under a home warranty plan in Westwood Lakes. Everything from a stove to a pool can be covered under a home warranty depending on the plan.