Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Considering getting a home warranty? One of our top home warranty companies can help. Tamiami gives homeowners some beautiful housing options. However, unplanned repair and replacement costs on your home's systems and appliances can get quite pricey.
A home warranty plan can help protect homebuyers and current homeowners by lowering the costs of major repairs and replacements on your home's appliances and systems. Finding the best home protection plan for your Tamiami home can be difficult, so our team at Today's Homeowner did the research to help you find the best home warranty in Tamiami for your home. Keep reading for our recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Tamiami. Choice has around 15 years of experience in the industry and in that time has built a an network of service technicians nationwide. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Tamiami homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Choice are around $3,000. The service fees are an affordable $85, which is lower than other providers in the Tamiami area.
Read more by visiting our Choice Home Warranty Review. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Tamiami. Select has over 11 years of experience in the home warranty industry, and has provided excellent customer service at an affordable cost to its customers. The 3 plans that Select offers include options for appliance and system coverage. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 per covered system or appliance.
For a more detailed breakdown, read our Select Home Warranty Review. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for Tamiami residents. AHS has been in the home warranty industry for about 26 years. AHS has 3 plans for you to choose from. When you buy a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Tamiami homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500.
Read our detailed review of American Home Shield to learn more. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Tamiami, The Home Service Club is the best home warranty with the quickest service. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are comprehensive and have a mix of both system and appliance coverage.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For a more detailed breakdown, read our full review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Tamiami residents. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for most of the major systems and appliances, and service fees are an affordable $75.
Read more by visiting our Liberty Home Guard full review. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Tamiami, First American Home Warranty is the best home warranty for appliance coverage. The 2 plans from First American are easy to understand and have a mix of both system and appliance coverage. With a home warranty from First American, you can benefit from very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that offer a mix of system and appliance coverage. Service fees from First American are a reasonable $85. The coverage caps are also generally around $1,500.
To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. For more information on this provider, read our review of First American Home Warranty.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Tamiami, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has more than 44 years of experience in the home warranty industry, and has provided exceptional customer service at an affordable cost to its customers. The 3 plans from Cinch are comprehensive and offer a mix of both system and appliance coverage. When you buy a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered system or appliance.
Read our comprehensive review of Cinch Home Services to learn more. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $7,048 |
| Heating | $4,699 |
| Electrical | $705 |
| Toilets | $587 |
| Washer/Dryer | $940 |
| Plumbing | $705 |
| Oven | $1,879 |
| Fridge | $705 |
A home warranty is a service contract that reduces the cost of repairs when one of your home systems or appliances experiences an issue. A home warranty can help homeowners who need to stick to their budget and don't have the savings to pay for large repair or replacement expenses. Typically, about 30 days after buying a home warranty plan, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is quite easy. There will be an online portal or a direct phone number to request service for a repair or replacement.
The claim is then processed, and a homeowner will pay the service fee to schedule the repair for their home. This repair will typically occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
A home warranty will cover home systems and appliances from normal wear. The appliances covered include a dishwasher, clothes washer, stove, microwave, refrigerator, clothes dryer, cooktop, and more. The systems included are the electrical, heating, plumbing, air conditioning, and others.
Add-on options can vary from one plan to another but typically include things such as a central vacuum, septic system, second refrigerator, sprinkler system, and plumbing stoppages.
An important thing to note is that home warranties only protect against normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, lack of maintenance, misuse, and cosmetic damages are excluded from the home warranty policy.
Temperatures in Tamiami can get quite high in the summer, which means your air conditioner is likely to get a decent amount of use. As a homeowner in Tamiami, one of the benefits of having a home warranty is that these home systems and major appliances can be covered if they need to be repaired or replaced.
Another benefit of having a home warranty is while selling your home, some providers let you transfer your home warranty plan to the new owners. This can make your home more attractive to potential homebuyers and help your home sell faster.
Home warranties also have some downsides. While it can be convenient that the home warranty sends out a contractor who does the repair for you, some people may not like this, and they would rather select their own contractor. If that's important to you, some home warranty plans allow you to select a contractor.
In addition, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
The first step in protecting your house with a home warranty is determining which company's plan is the best for you. Think about the items in your home you need coverage for and compare the plans. When deciding which home warranty provider is the best fit for you, here are some important factors to keep in mind:
The best home warranty company in Tamiami is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a respected reputation in the Tamiami area.
A home warranty is a service contract that provides homeowners extra coverage for their household systems and appliances. These include refrigerators, dishwashers, dryers, garbage disposals, washing machines, sump pumps, heating and cooling systems, water heaters, electrical systems, and plumbing, among others. Some plans also provide coverage for ceiling fans, roofs, pools, and garage door openers. A home warranty can help you save money if these items fail unexpectedly.
A home warranty plan can help homeowners, investors, home sellers, real estate agents, and homebuyers. It can offer peace of mind to anyone involved with homeownership.
Generally a home warranty offers coverage for a year and you can renew it every year. In Tamiami where many rely on A.C., renewing your policy could help mitigate large expenses if your HVAC system needs repairs.
Generally, the homeowner is the one who pays the premium and service fees. However, when buying a new home, sometimes the seller is the one who paid for the policy. This can then be transferred to the new homeowner, who has to pay the service fees. In Tamiami, where the median home value is $298,852, when the seller includes a home warranty can save you some money on your new home.
The service fee is the price you pay each time there is a problem with a system or appliance and you file a claim with your home warranty. Service fees are usually priced between $60 and $150.
Most home warranty policies have a 30-day waiting period before you can file claims, but some may allow you to file sooner so be sure to check with the company about this.
