Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
If you're looking into purchasing a home warranty, our list of the top companies in Port St Lucie can help. With hot summers, working home appliances and systems, especially HVAC, are extremely important for homeowners in the Port St Lucie area of Florida.
A home warranty can offer you the peace of mind you need about your home and safeguard your savings account from large expenses by covering your home's major systems and appliances. Because the home warranty market is saturated with many providers — all with different price points — our team at Today's Homeowner decided to do the research for you to help you find the right home warranty in Port St Lucie.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Port St Lucie. Choice has been in the home warranty industry for around 15 years. The 2 plans from Choice are easy to understand and offer both system and appliance coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to about $3,000 for each covered appliance or system.
Read our Choice Home Warranty Review to learn more. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Port St Lucie, Select Home Warranty offers the most cost-effective home warranty. The 3 plans that Select offers include options for appliance and system coverage. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also typically about $2,000.
For more information, read our detailed review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for Port St Lucie residents. AHS has been in business for over 26 years, making it a respected company in the industry. AHS offers 3 plans for you to choose from. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
Read our thorough review of American Home Shield to learn more. To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Port St Lucie residents. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are easy to comprehend and offer both system and appliance coverage.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically about $2,000 at the maximum.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. Read more by visiting our detailed review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Port St Lucie residents. Liberty has been on the market for over 6 years, making it a well-regarded company in the industry. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are comprehensive and have a mix of both system and appliance coverage.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage limits from Liberty are around $3,000. The service fees are an affordable $75, which is cheaper than other providers in the Port St Lucie area.
To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. For a more detailed breakdown, read our detailed review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage in Port St Lucie. First American has been in the home warranty business for around 39 years. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options.
First American Home Warranty offers 2 plans for Port St Lucie homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 per covered system or appliance.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. Read more by visiting our detailed review of First American Home Warranty.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Port St Lucie, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has around 44 years of experience in the home warranty industry and in that time has built a impressive network of service professionals nationwide. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The 3 plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Port St Lucie area.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read more by visiting our review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,558 |
| Heating | $4,372 |
| Electrical | $656 |
| Toilets | $547 |
| Washer/Dryer | $874 |
| Plumbing | $656 |
| Oven | $1,749 |
| Fridge | $656 |
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer breaks down, and the repair will cost several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty companies typically don't require an inspection, and you can generally start using it about 30 days after making your first payment.
For Port St Lucie homeowners, it is very straightforward to file a claim when an issue arises with a covered appliance or system. Most home warranty companies have an online portal system where you can submit a claim.
After that, you will pay your service fee. Service fees for home warranties range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum amount per appliance that the home warranty plan will cover for repairs and replacements.
A home warranty plan will cover systems and appliances that have broken down from normal wear and tear. For instance, if your dishwasher suddenly stops working under normal use conditions, your home warranty company can help. Common appliances covered by a home warranty include a washer, dryer, microwave, dishwasher, garbage disposal, refrigerator, and more. The systems that are usually covered will be heating, air conditioning, electrical systems, and plumbing.
The add-on coverage options can include spa, roof leak, pool, septic system, and sometimes even things like locksmith or pest control.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a home warranty.
Port St Lucie's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, saving you from spending a lot of money out of pocket.
Another good thing about having a home warranty is when you're selling your home, you can most likely transfer your home warranty plan to the new owners. It can make your home more attractive to potential homebuyers and may help your home sell faster.
One drawback of signing up for a home warranty is that there are often exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may be excluded from the home warranty, so it's important to read over the contracts you're considering thoroughly to get a sense of what is included and what isn't.
Another possible pain point of home warranties is that they don't cover items that have been improperly maintained. This can lead to your claims being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Selecting the right company for your home warranty is the first step toward protecting your home. Before making your final decision, here are a few additional factors to keep in mind:
The best home warranty company in Port St Lucie is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced repair technicians and a respected reputation in the Port St Lucie area.
Home warranty policies cover problems with home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different plan that protects an entire home from natural disasters, which can be a concern in Port St Lucie. It doesn't cover a normal appliance or system repairs.
A home warranty plan will cover either the home appliances and systems, or both. Combination plans are beneficial if you need more coverage for your home, but a systems or appliance plan can be useful too if you want to save some money.
A home warranty policy can protect you from expensive repair bills, but only if you buy a good quality plan from a reputable company. When picking a home warranty company to go with, you should look for things like its customer service and availability in your area. In addition, you should think about the coverage the company offers and what appliances and systems are protected. Homes that have new appliances or systems can get by on a plan with less coverage.
Most home warranties are going to cover replacement costs as well as repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.
The service fee is the price the homeowner pay each time there is a problem with a system or appliance and you file a claim with your home warranty. Service fees are commonly priced between $60 and $150.
Usually coverage for a home warranty plan begins 30 days on the day the sale closes. However, a few providers may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your situation.
