Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you considering a home warranty? Try one of our recommended home warranty companies. For many, buying a home is a huge, thrilling stage in their lives, but homeownership comes with extra responsibilities, such as maintaining your home. Those costs can quickly add up, especially if you have an older house or appliances.
A home warranty policy can help protect you by lowering the costs of major repairs and replacements on your home's appliances and systems. Finding the best home warranty plan for your Margate home can be challenging, so our team at Today's Homeowner did the research to help you find the best home warranty in Margate for your home. Read on for our home warranty company recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Margate, Choice Home Warranty is the best overall home warranty. The 2 plans from Choice are comprehensive and offer both system and appliance coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also typically around $3,000 at the maximum.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. To read more, visit our full review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Margate, Select Home Warranty offers the most cost-effective home warranty. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Margate homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are a reasonable $60.
For more information on this provider, read our full review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for Margate residents. AHS has been on the market for around 26 years, making it a well-respected company in the industry. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Margate area.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For a more detailed breakdown, read our review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Margate, The Home Service Club offers the best home warranty with the quickest service. HSC has over 15 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 home warranty plans that HSC offers include options for appliance and system coverage.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to around $2,000 per covered appliance or system.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read more by visiting our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Margate residents. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are an affordable $75.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. For a more detailed breakdown, read our review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Margate. First American is a home warranty provider with 39 years of experience in the industry, and it has become one of the best providers in the business. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options.
First American Home Warranty has 2 plans that provide a mix of appliance and system coverage. Service fees from First American are a reasonable $85. The coverage caps are also generally about $1,500.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. To read more, visit our First American Home Warranty Review.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Margate. Cinch is a home warranty provider with 44 years of experience in the industry, and it has proved to be one of the best providers in the business. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that offer a mix of appliance and system coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 for each covered appliance or system.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. To read more, visit our detailed review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,735 |
| Heating | $4,490 |
| Electrical | $674 |
| Toilets | $561 |
| Washer/Dryer | $898 |
| Plumbing | $674 |
| Oven | $1,796 |
| Fridge | $674 |
A home warranty is a service contract that makes it more affordable when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't have the savings to pay for large repair or replacement expenses. Typically, about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
For Margate homeowners, it is very simple to file a claim when an issue comes up with a covered appliance or system. Most home warranty providers have an online portal system where you can submit a claim.
At this point, you'll also need to pay your service fee. Once the repair person fixes the problem, they will take care of it at no cost to you. The only time a Margate homeowner may have to pay out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
Home warranty plans help protect both your home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear and tear. The appliances covered include a cooktop, microwave, dishwasher, stove, clothes dryer, clothes washer, refrigerator, and more. The systems included are the air conditioning, plumbing, electrical, heating, and others.
Many home warranty plans also offer add-on coverage options for central vacuums, locksmiths, roof leaks, and even septic systems.
An important thing to consider is that home warranties only cover normal wear and tear on your home systems and appliances. Things such as misuse, pre-existing conditions, lack of maintenance, and cosmetic damages are excluded from the home warranty policy.
Since temperatures in Margate can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Buying a home warranty policy can help homeowners save money if one of these systems or appliances stops working suddenly.
Not only can a home warranty offer some financial relief, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a contractor and schedule a repair. A home warranty handles this process by sending trusted professionals to your door when you need them most.
One major drawback of a home warranty is not everything you care about may be covered. It's important to weigh the different policies and select one that covers all the appliances, systems, and add-ons you need.
Another downside is that home warranties may not include some repairs, such as those needed because of natural disasters. For example, if a tree falls onto your house and damages the roof, the affected systems and appliances most likely won't be covered by the home warranty.
The first step in protecting your property with a home warranty is determining which provider's plan is the best for you. Figure out which items in your home you want coverage for and compare the plans. Here is a list of factors that you'll want to take into account when selecting a home warranty provider:
Our pick for the best overall home warranty in Margate is Choice Home Warranty, but the perfect company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty plan can help home sellers, real estate agents, investors, homebuyers, and homeowners. It can offer peace of mind to anyone involved with homeownership.
A home warranty policy can protect you from high-cost repair bills, but only if you buy a good plan from a trustworthy company. When deciding which home warranty company to go with, you should look for things like its customer service and availability in your area. In addition, you should consider the type of coverage the company offers and what appliances and systems are protected. Homes that have appliances and systems on the older end may need a policy with more coverage.
Home warranty plans typically offer coverage for a year. Many companies let you renew your plan each year, which can be useful in Margate for more protection against something like your air conditioner needing repairs when you require it the most.
Home warranties cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement costs more than the home warranty covers, you will have to pay for the rest out of pocket.
Usually the one who owns the home is responsible for paying for the home warranty. In the case of selling a home, though, the one selling the home may buy a home warranty and transfer the policy to the buyer. The new homeowner will then have to pay the service fees when using the policy. Since the average home value in Margate is $177,869, a home warranty can be an added asset when buying a home.
When living in a city like Margate, you may be wondering if events like natural disasters are covered under a home warranty policy. Home warranties usually don't cover damage due to intentional breakage, natural disasters, or lack of proper maintenance.
