Written By Todays Homeowner Local Pros
Last Updated June 2023
Find the best home warranty for your home. There are many benefits of homeownership in South El Monte. However, major home systems and appliances, like your electrical systems and washer and dryer, can malfunction due to normal wear and tear, leaving you with expensive repairs.
A home warranty policy can help protect homebuyers and current homeowners by reducing the costs of major repairs and replacements on your home's appliances and systems. Because the home warranty market is saturated with many providers — all with different coverage — the Today's Homeowner team did the research for you to help you find the best home warranty in South El Monte.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In South El Monte, Choice Home Warranty is the best overall home warranty. Choice has been in business for around 15 years, making it a highly regarded company in the industry. Choice has 2 plans for homeowners to decide between. When you buy a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage caps associated with Choice's plans are close to the $3,000 mark for many major systems and appliances, and service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our Choice Home Warranty full review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In South El Monte, Select Home Warranty offers the most cost-effective home warranty. Select has been in business for more than 11 years, making it a respected company in the industry. When you buy a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty provider offers 3 plans to policyholders that have various options for appliance and system coverage.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also around $2,000 at the maximum.
For a more detailed breakdown, read our Select Home Warranty Review. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In South El Monte, American Home Shield offers the most customizable home warranty. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 plans for homeowners to decide between.
American Home Shield has 3 plans that offer a combination of system and appliance coverage. The coverage limits from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the South El Monte area.
Read more by visiting our American Home Shield full review. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In South El Monte, The Home Service Club offers the best home warranty with the quickest service. HSC has been in the home warranty business for around 15 years. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty company offers 2 plans to policyholders, which have various options for appliance and system coverage.
The Home Service Club offers 2 plans for South El Monte homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. The coverage limits from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the South El Monte area.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read more by visiting our thorough review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In South El Monte, First American Home Warranty offers the best home warranty for appliance coverage. First American has about 39 years of industry experience and in that time has built a impressive network of service technicians in the country. When you buy a home warranty from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 simple plans, making the selection process easy.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. Service fees from First American are a reasonable $85. The coverage caps are also typically around $1,500.
To read more, visit our review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In South El Monte, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has 3 plans for homeowners to decide between. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $75 to $150.
Read our thorough review of Cinch Home Services to learn more. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
|Home Appliance||Repair Cost|
A home warranty is a money savings plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make it easier to budget and manage your finances. A home warranty plan usually has a 30-day waiting period from the time you pay to when you can file your first claim.
For South El Monte homeowners, it is very simple to file a claim when an issue happens with a covered appliance or system. Most home warranty companies have an online portal system where a claim can be submitted.
After that, you will pay the service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum amount per appliance that the home warranty company will cover for repairs and replacements.
A home warranty in South El Monte provides coverage for the main appliances and systems in a home. The appliances usually covered under a home warranty include a clothes dryer, garbage disposal, clothes washer, microwave, refrigerator, dishwasher, and more. The systems included are ductwork, plumbing, air conditioning, and electrical systems.
Add-on options can vary by provider but often include things such as a plumbing stoppages, septic system, central vacuum, sprinkler system, and second refrigerator.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things like cosmetic damages, lack of maintenance, pre-existing conditions, and misuse are excluded from the home warranty policy.
Since temperatures in South El Monte can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Getting a home warranty can help homeowners save money if one of these systems or appliances breaks down unexpectedly.
Plus, having a South El Monte home warranty can make your house more appealing to potential homebuyers should you ever decide to sell later. Many home warranty providers will allow you to transfer your plan to a new owner and give them the same protection you've been benefiting from.
As for the drawbacks of home warranties, coverage varies by provider, so it's important to understand what each policy covers and excludes in the contract.
Another pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your repair requests being denied, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Picking the right home warranty in South El Monte for your family comes down to the kind of coverage you're looking for, the home warranty company you opt for, and your location, among other factors. When considering which home warranty provider is the right one for you, here are some important factors to keep in mind:
The best home warranty provider in South El Monte is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced repair technicians and a tremendous reputation in the South El Monte area.
Home warranties cover problems with home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a larger insurance that protects the entire home from natural disasters, which can sometimes be a concern in South El Monte. It doesn't cover a normal appliance or system breakage.
The kind of home warranty you should look for depends on what your priorities are. A cheaper plan may have higher service fees and deductibles, while a higher-priced plan may have lower deductibles and provide more coverage. If you have a home that is on the older end and therefore may have older systems, you may want to get a higher-coverage policy. The company's reputation and available plans are the main two things to look for when picking a home warranty provider.
In general, the homeowner is responsible for paying the premium and service fees. However, if you have just bought a new home, sometimes the seller is the one who paid for the policy. This can then be given to the new homeowner, who will pay the service fees when using the policy. In South El Monte, where the median value of a home is $435,700, having the seller pay for the home warranty can be a good asset for your new home.
The service fee is the price the homeowner pay each time there's an issue with a system or appliance and you file a claim with your home warranty. Service fees are typically between $60 and $150.
Usually coverage for a home warranty begins 30 days after payment. However, a few providers may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your situation.