Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you considering a home warranty? Try one of our recommended home warranty companies. Rosemont gives homeowners some beautiful living options. However, unexpected repair and replacement costs on your home's systems and appliances can get quite pricey.
A home warranty can offer you the peace of mind you need about your home and safeguard your savings account from large expenses by covering your home's major systems and appliances. Finding the best home warranty on the market can be quite challenging as there are lots of companies to decide between. That's why our team at Today's Homeowner did the research and made a list of the top home warranty companies in Rosemont for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for Rosemont residents. Choice has over 15 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process easy.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 per covered system or appliance.
To read more, visit our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Rosemont, Select Home Warranty is the most cost-effective home warranty. Select offers 3 plans for you to decide between. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for most of the major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. Read more by visiting our thorough review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty in Rosemont. AHS is a home warranty company with 26 years of experience in the industry, and it has become one of the best providers in the business. AHS offers 3 plans for homeowners to decide between. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. Read more by visiting our thorough review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Rosemont residents. The 2 policies that HSC offers include options for appliance and system coverage. When you purchase a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally around $2,000 at the maximum.
Read our detailed review of The Home Service Club to learn more. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Rosemont. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. First American has coverage caps of around $1,500 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are a reasonable $85.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. To read more, visit our review of First American Home Warranty.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Rosemont, Cinch Home Services offers the home warranty with the best workmanship guarantee. The 3 plans from Cinch are comprehensive and offer a mix of both system and appliance coverage. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to around $1,000-$2,000 for each covered system or appliance.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. To read more, visit our review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,639 |
| Heating | $4,426 |
| Electrical | $664 |
| Toilets | $553 |
| Washer/Dryer | $885 |
| Plumbing | $664 |
| Oven | $1,770 |
| Fridge | $664 |
A home warranty is a protection plan for home systems and appliances. When your HVAC breaks down, and the repair costs several hundred dollars, a home warranty will ensure that all you have to pay is a predetermined service fee. Home warranty companies often don't require an inspection, and you can generally start using it about 30 days after purchasing the policy.
When you have a system or appliance that has a problem, you file a claim with your service provider. You can do so online or by calling customer support, and then a repair technician will come and fix the problem.
At this point, you'll pay the service fee, which is usually between $60 and $150, depending on what plan you have. Once the service fee is paid, a service technician will come to your home, assess the issue, and repair it. If the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty provides coverage on your home's major appliances and systems and it can help cut back on the cost of maintaining your home. Common appliances covered under a home warranty include a washer, dishwasher, garbage disposal, dryer, refrigerator, microwave, and more. The systems that are usually covered will be electrical systems, plumbing, air conditioning, and heating.
Add-on options can vary by plan but often include things such as a central vacuum, plumbing stoppages, second refrigerator, sprinkler system, and septic system.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Home warranty policies are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Rosemont hitting an average high of 75℃F, you may find that some appliances, such as your air conditioner, get a lot of use. A home warranty can considerably bring down out-of-pocket expenses should your HVAC system break down.
On top of saving you money on out-of-pocket expenses, a home warranty can provide you peace of mind and save you the hassle of trying to find a qualified technician to visit your home. Home warranties usually come with a network of pre-vetted contractors who can handle any repair problems you may come across.
As for the disadvantages of home warranties, coverage varies by provider, so it's important to understand what each policy covers and doesn't include in the contract.
Another thing to consider is that some providers don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty provider for clarification about these things if you need more information or if this is a problem for you.
Once you're ready to get a home warranty, the first step is deciding what items you need coverage for. After that, you can compare plans and call different home warranty providers for a free quote. Before making your final decision, here are a few other factors to keep in mind:
Our pick for the best overall home warranty in Rosemont is Choice Home Warranty, but the perfect company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty policy will cover either your home systems and appliances, or both. Combination plans are great if you'd like more coverage for your home, but a systems or appliance only plan can be useful too if you're concerned about one more than the other.
A home warranty policy can protect you from high-cost repair bills, but only if you choose a good plan from a trustworthy company. When choosing a home warranty company to go with, you should take into consideration things like its customer service and availability in your area. In addition, you should look at the coverage the company offers and what appliances and systems are covered. Homes that have appliances and systems on the older end may need a policy with more coverage.
Generally a home warranty offers coverage for a year and you can renew it yearly. In Rosemont where many rely on A.C., renewing your policy could help protect you from large expenses if your HVAC system needs repairs.
A service fee is a cost that you pay before a service technician or contractor comes to your home to fix your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty in place apart from the monthly premium/annual cost unless the expense is greater than the coverage cap.
A home warranty plan can cost on average about $300 to $800 a year in Rosemont. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. It's important to compare plans to determine what the best value is.
Most home warranties have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
