Written By Todays Homeowner Local Pros
Last Updated June 2023
Get the most out of your home warranty with the best home warranty providers in Redwood City. As much as you may enjoy owning a home in Redwood City, there is always that worry about whether your systems and appliances are going to need repairs over the next few years.
When one of your systems or appliances malfunctions, a home warranty will help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less anxious about homeownership. Even though a home warranty can help with your homeowner expenses, one issue is narrowing down the right choice for your Redwood City home. That's why we've done the research and have put together a list of the top home warranty plans in Redwood City.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Redwood City residents. Choice has been in the home warranty industry for around 15 years. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Redwood City homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $85.
For more information on this provider, read our Choice Home Warranty Review. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Redwood City, Select Home Warranty offers the most cost-effective home warranty. Select has been in the home warranty industry for around 11 years. The 3 plans that Select offers include options for appliance and system coverage. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 per covered appliance or system.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. To read more, visit our Select Home Warranty full review.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Redwood City, American Home Shield is the most customizable home warranty. AHS is a home warranty company with 26 years of experience in the industry, and it has become one of the best providers in the business. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 policies that AHS offers include differing levels of system and appliance coverage, as well as add-on options.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500 at the maximum.
To read more, visit our American Home Shield Review. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Redwood City residents. HSC has been operating for around 15 years, making it a well-regarded company in the industry. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for you to choose from.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to about $2,000 for each covered system or appliance.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read our The Home Service Club Review to learn more.
Standard Coverage Plan
Comprehensive Coverage Plan
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Redwood City. If you're looking for very affordable and comprehensive appliance coverage, this is the home warranty for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The home warranty company offers 2 plans to policyholders, which have various system and appliance coverage options.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. The coverage caps from First American are about $1,500. The service fees are a reasonable $85, which is cheaper than other providers in the Redwood City area.
Read more by visiting our comprehensive review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Redwood City residents. Cinch has more than 44 years of experience in the home warranty market and in that time has built a impressive network of service professionals nationwide. Cinch has 3 simple plans, making the selection process easy. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many major systems and appliances, and service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. Read more by visiting our review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
Home Appliance | Repair Cost |
---|---|
Air Conditioner | $8,250 |
Heating | $5,500 |
Electrical | $825 |
Toilets | $688 |
Washer/Dryer | $1,100 |
Plumbing | $825 |
Oven | $2,200 |
Fridge | $825 |
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and protect your savings account from large out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty plan.
When you have a system or appliance that has a problem, you file a claim with your service provider. You can do so online or by calling customer support, and then a repair technician will come and fix the problem.
At this point, you will pay the service fee. Service fees for home warranty customers range from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per year or appliance that the home warranty will cover for repairs and replacements.
Home warranties help protect both your home systems and appliances. A home warranty can cover repair and replacement-related expenses that are due to normal wear and tear. Appliances covered under a home warranty plan are usually the dryer, garbage disposal, refrigerator, microwave, dishwasher, and more. Systems that are covered include air conditioning, heating, plumbing, and electrical systems.
Add-on coverage will vary from one plan to the next, but you can expect to see things like spas, electronics, roof leaks, pools, central vacuums, and sump pumps.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like pre-existing conditions, misuse, cosmetic damages, and lack of maintenance are not included in the home warranty policy.
Temperatures in Redwood City can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a lot of use. As a homeowner in Redwood City, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered if they have to be repaired or replaced.
Not only can a home warranty give you some savings, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a technician and schedule a repair. A home warranty deals with this process by sending trusted professionals to your door when you need them most.
There are also some negatives to getting a home warranty plan, such as the coverage exclusions. For example, home warranties may not cover systems or appliances that already have a manufacturer's warranty.
Another downside is that home warranties may not include some repairs, like those due to natural disasters. For example, if a tree falls onto your house and damages the roof, the impacted systems and appliances most likely won't be covered by the home warranty.
The first step in protecting your real estate investment with a home warranty is determining which company's plan is right for you. Consider the items in your home you want coverage for and compare the plans. Plans can vary, so consider the following factors when picking a home warranty policy:
The top home warranty provider in Redwood City is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a respected reputation in the Redwood City area.
Home warranty plans cover problems related to home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different plan that protects the entire home from natural disasters, which might not be too much of a concern in Redwood City. It doesn't cover a typical appliance or system damage.
A home warranty plan can protect you from high-cost repair bills, but only if you purchase a quality plan from a reputable company. When deciding which home warranty company to purchase a plan from, you should take into consideration things like its customer service and availability in your area. In addition, you should consider the type of coverage the company offers and what appliances and systems are protected. Homes that have appliances and systems on the older end may need a policy with more coverage.
Homeownership can be costly, especially in a place in Redwood City where the cost of living is quite high. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you won't have any large hits to your bank account just to keep your home up and running.
A service fee is an expense that you must pay before a service technician or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty in place apart from the policy's premium unless the cost of the repair is more than the coverage cap.
A home warranty plan will cover repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or something that happened as a result of a pre-existing condition.