Written By Todays Homeowner Local Pros
Last Updated June 2023
Maximize your home warranty with the best home warranty companies in Palm Springs. Although homeownership in Palm Springs has many advantages — such as life in a vibrant city — there are also not so glamorous sides, similar to owning a house anywhere else. One major worry many homeowners have to deal with inevitably is updating or repairing their appliances and home systems.
A home warranty is a way to protect your savings account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind. Finding the right home warranty plan for your Palm Springs home can be challenging, so our team at Today's Homeowner did the research to help you find the best plan that will work for your home. Keep reading for our recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Palm Springs. Choice has been on the market for more than 15 years, making it a well-regarded company in the industry. The 2 plans that Choice offers include options for appliance and system coverage. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage caps from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the Palm Springs area.
For more information on this provider, read our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Palm Springs. Select has been operating for over 11 years, making it a well-respected company in the industry. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are close to the $2,000 mark for most of the major systems and appliances, and service fees are a reasonable $60.
To read more, visit our review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Palm Springs. AHS has been in the home warranty business for around 26 years. The 3 plans from AHS are comprehensive and have a mix of both system and appliance coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500.
Read more by visiting our American Home Shield Review. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Palm Springs. HSC offers 2 plans for you to choose from. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are customizable and range from $65 to $90.
For a more detailed breakdown, read our The Home Service Club full review. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Palm Springs residents. First American has more than 39 years of industry experience and in that time has built a an network of service technicians nationwide. If you're looking for very affordable and comprehensive appliance coverage, First American is the perfect provider for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The home warranty provider offers 2 plans to policyholders that have various system and appliance coverage options.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. The coverage limits from First American are about $1,500. The service fees are a reasonable $85, which is cheaper than other providers in the Palm Springs area.
For more information, read our comprehensive review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Palm Springs. Cinch is a home warranty company with 44 years of experience in the industry, and it has become one of the best providers in the business. The 3 home warranty plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. When you buy a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
Read more by visiting our thorough review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
|Home Appliance||Repair Cost|
A home warranty is a protection plan that covers home systems and appliances. When your refrigerator breaks down, and the repair is several hundred dollars, a home warranty will ensure that all you have to pay is a predetermined service fee. Home warranty companies usually don't require an inspection, and coverage generally goes into place about 30 days after purchasing the policy.
Filing a claim with your home warranty company is quite simple. You can use an online portal system or a direct phone number to request service for a repair or replacement.
Once you submit the claim, it will be assigned to a local repair person that will come to your home and fix the problem. At this point, you pay the service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is higher than your home warranty's coverage cap.
Home warranty plans help protect your home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear and tear. Appliances covered under a home warranty plan are typically the garbage disposal, dryer, refrigerator, microwave, dishwasher, and more. Systems that are covered include air conditioning, heating, electrical systems, and plumbing.
You can also optionally decide to pay a bit extra for add-on coverage for items like spas, roof warranty, septic systems, and swimming pools.
A home warranty will only protect against normal wear and tear that occurs on your home systems and appliances. Things like lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Palm Springs' hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, saving you from spending a lot of money out of pocket.
Another added benefit of having a home warranty policy is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new homebuyer depending on the provider you purchased your home warranty through.
One downside of purchasing a home warranty is that there are usually exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read through any contracts you're considering thoroughly to understand what is included and what isn't.
Another drawback is that home warranties may exclude some repairs, such as those due to natural disasters. For example, if your house floods, the affected systems and appliances most likely won't be covered by the home warranty.
Now that you're ready to buy a home warranty plan, the first step is thinking about what items you need coverage for. After that, you can compare your options and contact different home warranty companies to get a free quote. Before deciding which home warranty to purchase, here are a few additional factors to consider:
The top home warranty company in Palm Springs is Choice Home Warranty. Choice Home Warranty has an expansive network of professional contractors and a tremendous reputation in the Palm Springs area.
Home warranty plans cover problems with home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different plan that protects an entire home from natural disasters, which might not be too much of a concern in Palm Springs. It doesn't cover a normal appliance or system damage.
A home warranty plan can protect you from expensive repair bills, but only if you decide to purchase a good quality plan from a trustworthy company. When choosing a home warranty company to go with, you should evaluate things like its customer service and availability in your area. In addition, you should consider the coverage the company offers and what appliances and systems are protected. Homes that have appliances and systems on the older end may need a policy with more coverage.
Home warranties cover the cost of repairs and replacements if it is within the coverage limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay the rest out of pocket.
A home warranty policy can cost on average anywhere from about $300 to $800 a year in Palm Springs. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can reduce your monthly bill with some companies by opting for a higher service fee. In addition, it's usually less expensive to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. The key is to compare plans to determine what the best price is.
The systems and appliances in a home are covered under a home warranty in Palm Springs. Everything from a fridge to a swimming pool can be covered under a home warranty depending on the plan.