Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Find the best home warranty provider that's right for you. With sunshine year round, Muscoy is a great place to own a home. However, homeownership comes with its difficulties, like repairing your home's systems and appliances.
A home warranty can offer you the peace of mind you need about your home and guard your savings account from large expenses by covering your home's major systems and appliances. Although a home warranty can help with your expenses as a homeowner, one pain point is narrowing down the right choice for your Muscoy home. That's why we've done the research and have put together a list of the best home warranty companies in Muscoy.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Muscoy. Choice has 2 simple plans, making the selection process quick and easy. When you buy a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Muscoy homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 for each covered system or appliance.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For more information on this provider, read our review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Muscoy, Select Home Warranty offers the most cost-effective home warranty. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. When you buy a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is cheaper than other providers in the Muscoy area.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. For more information on this provider, read our Select Home Warranty full review.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty for Muscoy residents. AHS has 3 plans for you to choose from. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
Read our thorough review of American Home Shield to learn more. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Muscoy, The Home Service Club is the best home warranty with the quickest service. HSC is a home warranty company with 15 years of experience in the industry, and it has become one of the best providers in the business. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that offer a combination of system and appliance coverage. The coverage limits from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Muscoy area.
For a more detailed breakdown, read our comprehensive review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage in Muscoy. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options. If you're looking for very affordable and comprehensive appliance coverage, First American is the perfect provider for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 for each covered system or appliance.
For a more detailed breakdown, read our review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Muscoy. Cinch has been in the home warranty business for around 44 years. The 3 plans from Cinch are easily comprehensible and offer both system and appliance coverage. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 for each covered appliance or system.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For a more detailed breakdown, read our review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,594 |
| Heating | $4,396 |
| Electrical | $659 |
| Toilets | $549 |
| Washer/Dryer | $879 |
| Plumbing | $659 |
| Oven | $1,758 |
| Fridge | $659 |
A home warranty is a protection plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make budgeting and managing your finances less stressful. A home warranty plan typically has a 30-day waiting period from the time you purchase to when you can start using it.
When you have a system or appliance that experiences a problem, you file a claim with your home warranty provider. You can do so in an online portal or by calling customer support, and then a repair technician will come and fix the problem.
At this point, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per appliance that the home warranty company will cover for repairs and replacements.
A home warranty in Muscoy provides coverage for the main systems and appliances in your home. The appliances include a clothes dryer, stove, cooktop, refrigerator, clothes washer, dishwasher, microwave, and more. The systems included are the electrical, heating, air conditioning, plumbing, and others.
Many home warranty plans also have add-on coverage options for roof leaks, central vacuums, locksmiths, and even septic systems.
An important thing to note is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like cosmetic damages, misuse, lack of maintenance, and pre-existing conditions are not included in the home warranty policy.
Since temperatures in Muscoy can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Buying a home warranty policy can help homeowners save money if one of these systems or appliances breaks suddenly.
Plus, having a Muscoy home warranty can make your house more attractive to potential homebuyers should you ever decide to sell in the future. Many home warranty providers will allow you to transfer your plan to a new owner and give them the same protection you've been receiving.
Home warranties also have some cons. While it can be convenient that the home warranty sends out a repair person who handles the repair for you, some people may not like this, and they would prefer to select a contractor themselves. If that's the case for you, some home warranty companies let you select a contractor.
In addition, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Selecting the right home warranty in Muscoy for you comes down to the kind of coverage you need, the home warranty company you go with, and your location, among other factors. Before deciding which home warranty to purchase, here are a few other factors to consider:
Our pick for the best overall home warranty provider in Muscoy is Choice Home Warranty, but the right company for you will depend on factors such as what appliances and systems you need to have covered.
Home warranty policies cover issues related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a larger insurance that protects the entire home from natural disasters, which might not be too much of a concern in Muscoy. It doesn't cover a normal appliance or system repairs.
A home warranty plan can cover either the home's appliances and systems, or both. Combination plans are beneficial if you'd like more coverage for your home, but a systems or appliance plan can be useful too if you're concerned about one more than the other.
The kind of home warranty you should look for depends on what's important to you. A less costly plan may have higher service fees and deductibles, whereas a higher-priced plan may have lower deductibles and provide more coverage. If you have a home that has new appliances or systems, you may be able to get a cheaper plan. The company's reputation and available plans are the main things to research when selecting a home warranty company.
Many homeowners think a home warranty is worth the money because it helps protect against unexpected expenses, and saving money is important with the cost of living going up a lot in Muscoy. If you're worried about your finances and home maintenance, getting a home warranty can help. One of the major advantages of a home warranty is that it can offer you some financial peace of mind.
Home warranties will cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay the rest out of pocket.
The systems and appliances in a home are covered under a home warranty in Muscoy. Everything from a microwave to a washer can be covered under a home warranty depending on the plan.
