Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Considering buying a home warranty? One of our top home warranty companies can help. As much as you may love owning a home in Lakeland Village, there is always that fear about whether your systems and appliances are going to need updating over the next few years.
A home warranty can bring you the peace of mind you need about your home and protect your bank account from large expenses by covering your home's major systems and appliances. Finding the best home warranties on the market can be difficult because of the sheer number of options out there. If you are tired of trying to compare the different options, keep reading for our guide to the top home warranty companies in Lakeland Village.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for Lakeland Village residents. Choice has over 15 years of experience in the home warranty industry, and has provided exceptional customer service at an affordable cost to its customers. The 2 plans from Choice are easy to understand and have a mix of both system and appliance coverage. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 per covered system or appliance.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. To read more, visit our review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Lakeland Village. Select has around 11 years of industry experience and in that time has built a impressive network of service technicians nationwide. Select has 3 simple plans, making the selection process and policy coverage easily comprehensible. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also about $2,000.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. For more information on this provider, read our review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Lakeland Village, American Home Shield is the most customizable home warranty. AHS has been in the home warranty business for over 26 years. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
For a more detailed breakdown, read our American Home Shield Review. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Lakeland Village. HSC has been on the market for about 15 years, making it a well-respected company in the industry. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options.
The Home Service Club has 2 plans that offer a combination of system and appliance coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically around $2,000.
To read more, visit our review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Lakeland Village. First American offers 2 plans for homeowners to decide between. When you purchase a plan from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage limits come out to about $1,500 for each covered appliance or system.
For more information on this provider, read our comprehensive review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Lakeland Village residents. Cinch has been in the home warranty business for around 44 years. The 3 policies that Cinch offers include options for appliance and system coverage. When you purchase a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To read more, visit our review of Cinch Home Services. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,742 |
| Heating | $4,495 |
| Electrical | $674 |
| Toilets | $562 |
| Washer/Dryer | $899 |
| Plumbing | $674 |
| Oven | $1,798 |
| Fridge | $674 |
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having a home warranty in place can give you some peace of mind and guard your bank account from large out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty.
Filing a claim with your home warranty company is very simple. There will be an online portal system or a direct phone number to request service for a repair or replacement.
At this point, you'll also have to pay your service fee. Once the repair technician looks at the problem, they will handle it at no cost to you. The only time a homeowner may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty in Lakeland Village covers the main appliances and systems in your home. Appliances covered under a home warranty plan are typically the dryer, dishwasher, microwave, garbage disposal, refrigerator, and more. Systems that are covered include heating, air conditioning, electrical systems, and plumbing.
The add-on coverages can include spa, roof leak, pool, septic system, and sometimes even things like locksmith or pest control.
Lakeland Village homeowners should understand that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, natural disasters, cosmetic issues, or pre-existing conditions. You have to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related issue will be covered by the policy.
Temperatures in Lakeland Village can get quite high in the summer, which means your air conditioner is most likely going to get a good bit of use. As a homeowner in Lakeland Village, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Along with saving you money on out-of-pocket expenses, a home warranty can provide you peace of mind and save you the hassle of trying to find a qualified contractor to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair issues you may experience.
One of the main drawbacks of home warranties is not everything you care about may be covered. It's important to research the different policies and get one that covers all the appliances, systems, and add-ons you need.
Another pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your claims being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
The first step in protecting your real estate investment with a home warranty is determining which provider's plan is right for you. Think about the appliances and systems in your home you'd like coverage for and compare the plans. Below is a list of some factors to consider when purchasing a home warranty in Lakeland Village:
The best overall home warranty in Lakeland Village is Choice Home Warranty, but the perfect company for you will vary based on factors like what appliances and systems you need to have covered.
Homebuyers, homeowners, real estate agents, home sellers, and landlords can all get home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save you money in the long run.
A home warranty policy can protect you from expensive repair bills, but only if you buy a good plan from a trustworthy company. When picking a home warranty company to purchase a plan from, you should evaluate things like its customer service and availability in your area. In addition, you should think about the type of coverage the company offers and what appliances and systems are protected. Homes that have new appliances or systems can get by on a plan with less coverage.
A service fee is a cost that you must pay before a repair person or contractor comes to your home to fix your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty apart from the monthly premium/annual cost unless the cost of the repair is more than the coverage cap.
A home warranty policy can cost on average about $300 to $800 a year in Lakeland Village. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can lower your monthly bill with some companies by opting for a higher service fee. In addition, it's typically cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.
When living in a town like Lakeland Village, you may be wondering if events like natural disasters will be covered under a home warranty plan. Home warranties generally don't cover damage from natural disasters, lack of proper maintenance, or intentional breakage.
