Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you considering getting a home warranty? Go with one of our top home warranty companies. There are many great things about owning a home in Arden Arcade. But, major home systems and appliances, like your HVAC and refrigerator, can malfunction due to normal wear and tear, leaving you with expensive repairs.
A home warranty can give you the peace of mind you need about your home and safeguard your bank account from large expenses by covering your home's major systems and appliances. Finding the right home protection plan for your Arden Arcade home can be difficult, so our team at Today's Homeowner did the research to help you find the top home warranty in Arden Arcade for your home. Keep reading for our home warranty recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Arden Arcade, Choice Home Warranty is the best overall home warranty. Choice has been in the home warranty industry for over 15 years. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage caps associated with Choice's plans are around the $3,000 mark for many major systems and appliances, and service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read more by visiting our Choice Home Warranty Review.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Arden Arcade, Select Home Warranty is the most cost-effective home warranty. Select has more than 11 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. Select offers 3 plans for homeowners to decide between. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are close to the $2,000 mark for many of the major systems and appliances, and service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. Read our Select Home Warranty full review to learn more.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Arden Arcade, American Home Shield is the most customizable home warranty. AHS is a home warranty provider with 26 years of experience in the industry, and it has become one of the best providers in the business. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $75 to $125.
To read more, visit our review of American Home Shield. To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Arden Arcade residents. HSC has 2 simple plans, making the selection process and policy coverage easily understandable. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a mix of appliance and system coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to about $2,000 for each covered system or appliance.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. To read more, visit our The Home Service Club full review.
Standard Coverage Plan
Comprehensive Coverage Plan
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Arden Arcade. First American has been in the home warranty business for about 39 years. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans from First American are easy to understand and offer both system and appliance coverage.
First American Home Warranty offers 2 plans for Arden Arcade homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to about $1,500 per covered system or appliance.
For a more detailed breakdown, read our review of First American Home Warranty. To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Arden Arcade, Cinch Home Services is the home warranty with the best workmanship guarantee. When you buy a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The home warranty provider offers 3 plans to policyholders that have various options for appliance and system coverage.
Cinch Home Services offers 3 plans for Arden Arcade homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $150.
For a more detailed breakdown, read our full review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,409 |
| Heating | $4,273 |
| Electrical | $641 |
| Toilets | $534 |
| Washer/Dryer | $855 |
| Plumbing | $641 |
| Oven | $1,709 |
| Fridge | $641 |
A home warranty is a protection plan that covers home systems and appliances. When your HVAC breaks down, and the repair costs several hundred dollars, a home warranty will ensure that you're only responsible for a predetermined service fee. Home warranty companies typically don't require an inspection, and coverage generally goes into place about 30 days after making your first payment.
When you have a problem with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the issue.
At this point, you'll pay a service fee, which is typically between $60 and $150, depending on what plan you select. Once the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. As long as the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs after the service fee is paid.
Home warranties help protect your home systems and appliances. A home warranty can cover repair and replacement-related costs that are a result of normal wear. The appliances that are usually covered under a home warranty plan include a microwave, garbage disposal, refrigerator, dishwasher, clothes dryer, clothes washer, and more. The systems included are ductwork, electrical systems, plumbing, and air conditioning.
Add-on options can vary by plan but often include things such as a plumbing stoppages, second refrigerator, septic system, sprinkler system, and central vacuum.
A home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a home warranty.
Temperatures in Arden Arcade can get quite high in the summer, which means your air conditioner is likely to get a lot of use. As a homeowner in Arden Arcade, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered if they have to be repaired or replaced.
Another benefit of having a home warranty is if you want to sell your home, you can most likely transfer your home warranty policy to the new owners. This can make your house more attractive to potential homebuyers and help your house sell faster.
One disadvantage of getting a home warranty is that there are often exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be included in the home warranty, so it's important to read through any contracts you're considering carefully to understand what is included and what isn't.
Plus, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Selecting the best company for your home warranty is a step you can take to help protect your property. When trying to figure out which home warranty company is the best one for you, here are some important factors to take into account:
The best home warranty company in Arden Arcade is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a great reputation in the Arden Arcade area.
A home warranty is a type of service contract that provides homeowners extra coverage for their household systems and appliances. These include washing machines, dryers, dishwashers, refrigerators, garbage disposals, plumbing, electrical systems, heating and cooling systems, sump pumps, and water heaters, among others. Some companies also provide coverage for garage door openers, pools, roofs, and ceiling fans. A home warranty can help you save money if these items break down unexpectedly.
Homebuyers, landlords, real estate agents, home sellers, and homeowners are all eligible for home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save you money in the long run.
A home warranty policy will cover either the home appliances and systems, or both. Combination plans are great if you'd like more coverage for your home, but a systems or appliance plan can be useful too if you want to save some money.
Many homeowners find a home warranty is worth the money since it can help protect against unexpected expenses, and saving money is important with the cost of living going up a lot in Arden Arcade. If you're worried about your finances and your ability to keep your home in good working order, getting a home warranty can help. One of the big positives of a home warranty is that it can provide you some financial peace of mind.
A home warranty plan can cost on average anywhere from around $300 to $800 a year in Arden Arcade. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can lower your monthly bill with some companies by choosing a higher service fee. In addition, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.
When living in a city like Arden Arcade, you may be wondering if issues like natural disasters are covered under a home warranty policy. Home warranties usually don't cover damage due to lack of proper maintenance, intentional breakage, or natural disasters.
