Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Find the best home warranty company for your needs. Homeownership in Siloam Springs can be a satisfying step in many people's lives, but it also comes with its fair share of difficulties. Home repairs can be an unexpected financial burden for many homeowners.
A home warranty plan can help protect homebuyers and current homeowners by covering major repairs and replacements on your home's appliances and systems. Finding the right home warranty plan for your Siloam Springs home can be difficult, so our team at Today's Homeowner did the research to help you find the top home warranty in Siloam Springs for your home. Keep reading for our home warranty recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Siloam Springs residents. Choice is a home warranty provider with 15 years of experience in the industry, and it has proved to be one of the best providers in the business. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process easy.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $85.
To read more, visit our Choice Home Warranty full review. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Siloam Springs. Select has over 11 years of experience in the home warranty industry, and has provided excellent customer service at an affordable cost to its customers. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process and policy coverage easily understandable.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for many major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read our review of Select Home Warranty to learn more.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Siloam Springs, American Home Shield offers the most customizable home warranty. AHS has been in business for more than 26 years, making it a highly regarded company in the industry. AHS has 3 simple plans, making the selection process quick and easy. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. To read more, visit our review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Siloam Springs residents. HSC offers 2 plans for you to choose from. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Siloam Springs homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Siloam Springs area.
To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read our thorough review of The Home Service Club to learn more.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Siloam Springs, Liberty Home Guard is the most trustworthy home warranty. Liberty has 3 simple plans, making the selection process and policy coverage easily comprehensible. When you purchase a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that provide a mix of system and appliance coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are an affordable $75.
Read our comprehensive review of Liberty Home Guard to learn more. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Siloam Springs residents. With a home warranty from First American, you can benefit from very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The home warranty company offers 2 plans to policyholders, which have various options for appliance and system coverage.
First American Home Warranty has 2 plans that provide a mix of appliance and system coverage. Service fees from First American are a reasonable $85. The coverage caps are also typically around $1,500.
To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. For more information, read our detailed review of First American Home Warranty.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Siloam Springs residents. Cinch has been in the home warranty industry for about 44 years. The 3 plans from Cinch are comprehensive and offer both system and appliance coverage. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage limits from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is cheaper than other providers in the Siloam Springs area.
Read our review of Cinch Home Services to learn more. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,711 |
| Heating | $3,808 |
| Electrical | $571 |
| Toilets | $476 |
| Washer/Dryer | $762 |
| Plumbing | $571 |
| Oven | $1,523 |
| Fridge | $571 |
A home warranty is a protection plan for home systems and appliances. When your refrigerator stops working, and the repair is several hundred dollars, a home warranty will ensure that your only responsibility is a predetermined service fee. Home warranty companies often don't require an inspection, and coverage generally goes into place about 30 days after purchasing the policy.
Filing a claim with your home warranty company is quite simple. You can use an online portal system or a direct phone number to request service for a repair or replacement.
At this point, you'll pay a service fee, which is usually between $60 and $150, depending on what plan you choose. Once the service fee is paid, a service technician will come to your home, assess the issue, and repair it. If the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs after the service fee is paid.
A home warranty provides coverage on your home's major appliances and systems and it can help reduce your home maintenance expenses. Common appliances covered under a home warranty include a microwave, dryer, dishwasher, garbage disposal, washer, refrigerator, and more. The systems that are usually covered will be plumbing, electrical systems, air conditioning, and heating.
Add-on options can vary from one plan to another but often include things like a plumbing stoppages, second refrigerator, central vacuum, sprinkler system, and septic system.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are not included in the home warranty policy.
Temperatures in Siloam Springs can get quite high in the summer, which means your air conditioner is likely to get a lot of use. As a homeowner in Siloam Springs, one benefit of having a home warranty is that these home systems and major appliances can be covered if they have to be repaired or replaced.
Additionally, though it varies by company, some providers will allow you to transfer your warranty if you sell your home. This can make your property more attractive to potential homebuyers and help your home sell faster.
There are also some negatives to purchasing a home warranty policy, such as the coverage exclusions. For example, home warranties may not cover home systems or appliances that are already covered under a manufacturer's warranty.
Another thing to take into consideration is that some companies don't cover pre-existing issues and may require an inspection before your coverage can begin. Ask the home warranty company for clarification about this if you aren't sure or if this is an issue for you.
Now that you're ready to buy a home warranty policy, the first step is deciding what appliances and systems you want coverage for. After that, you can compare plans and contact different home warranty providers to get a free quote. When deciding which home warranty provider is the right one for you, here are some important factors to take into account:
The top home warranty company in Siloam Springs is Choice Home Warranty. Choice Home Warranty has a large network of professional repair technicians and a tremendous reputation in the Siloam Springs area.
A home warranty covers the normal wear of systems and appliances in a home. Homeowners insurance protects the entire home in a situation like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim should you need a new dryer or oven, unless the damage is due to a natural disaster, which are somewhat common in Siloam Springs.
Homebuyers, landlords, home sellers, homeowners, and real estate agents are all eligible for home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save you money in the long run.
Generally a home warranty policy offers coverage for a year and you can renew it yearly. In Siloam Springs where many rely on A.C., renewing your policy could help protect you from large, unexpected expenses if your HVAC system needs repairs.
Many homeowners think a home warranty is a good investment because it can help protect against unforeseen expenses, and saving money is important with the cost of living going up in Siloam Springs. If you're worried about your budget and home maintenance, having a home warranty can help. One of the big advantages of a home warranty is that it can give you some financial peace of mind.
A home warranty in Siloam Springs can cost anywhere from $40 to $80 a month. The higher-priced plans usually have higher coverage limits, a lower service fee, and more coverage.
Most home warranties have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so make sure you check with the company about this.
