4 Best Home Warranty Companies in South Carolina (2022)

Homeowners are looking to protect their major systems and appliances with a home warranty in South Carolina. Read on for our guide to the best providers. | Photo Credit: Adobe Stock

Today’s Homeowner works with an independent reviews team to create evidence-based research that helps our readers make informed decisions. The reviews are always independent. For transparency, we may be compensated if you purchase through a link.

A quality home warranty can help homeowners from Columbia to Charleston protect their essential systems and appliances. These protection plans cover the cost of repairing or replacing items in your home that break down due to normal wear and tear, preventing you from paying expensive costs.

We know that finding the right provider amongst a sea of options can be overwhelming. That’s why we analyzed the best home warranty companies in The Palmetto State. We secret shopped for each company’s prices, plans and coverage, digging up a plethora of information to inform your purchasing decision. We also used an address in Greenville, South Carolina, to secret shop for sample quotes from each home warranty provider. Read on to find a warranty that fits your needs.

In this article:


Best Overall: American Home Shield

Quick Take

American Home Shield (AHS) is our top pick for a home warranty in South Carolina. The veteran provider has half a century of industry experience and is known for its comprehensive plan offerings and reliable customer support. Additionally, this provider is available in all states except Alaska, keeping you protected even if you choose to relocate.

Pros & Cons

Offers generous coverage caps 

Protects 14 items in its most basic plan

Doesn’t require maintenance records

Guarantees repairs for a relatively short period of 30 days

Quotes slightly higher rates for plans than many industry competitors

Plans & Coverage

American Home Shield offers three coverage options to South Carolinians: ShieldSilver, ShieldGold and ShieldPlatinum. If you’re looking for comprehensive systems coverage, ShieldSilver is a quality plan that protects 14 items, including your air conditioner and ceiling fans. For a combination of major systems and appliances protection, AHS offers its ShieldGold plan. This option covers 23 items, including your oven, dishwasher and built-in microwave oven.

The provider also offers its ShieldPlatinum plan for customers looking for the most comprehensive protection. This plan covers all items in the previous two plans plus roof leak coverage, which pays for up to $1,500 in roof leak repairs per term. AHS also offers optional add-ons for any plan, including pool and septic system plumbing coverage.

CoverageShieldSilverShieldGoldShieldPlatinum
Air conditioner
Heating unit
Ductwork
Built-in exhaust, vent and attic fans
Main breaker and fuse panel box
Doorbells and chimes
Interior electrical lines
Ceiling fans
Garage door openers
Interior plumbing lines
Toilets
Faucets and valves
Whirlpool tub motor and components
Water heater
Refrigerator 
Range/Cooktop 
Oven 
Dishwasher 
Built-in microwave 
Garbage disposal 
Instant hot/cold water dispenser 
Clothes washer 
Clothes dryer 
Roof leak repairs  

Cost

American Home Shield helps South Carolina homeowners save money with its adjustable service fees. The provider allows policyholders to choose between a $75, $100 and $125 service fee, with a higher deductible lowering your service fee and a lower deductible increasing it.

Below is a price breakdown of each plan for a single-family home in Greenville, South Carolina.

Plan$75 Service Fee$100 Service Fee$125 Service Fee
ShieldSilver$49.99$39.99$34.99
ShieldGold$59.99$49.99$49.99
ShieldPlatinum$79.99$69.99$64.99

Get a Free Quote

To learn more about American Home Shield and receive a free quote, fill out this simple form or call 844-529-9298.


Most Customizable Plan Options: America’s 1st Choice Home Club

Quick Take

America’s 1st Choice Home Warranty stands out with its four comprehensive plans and a long list of optional add-ons. The provider is available to homeowners nationwide and offers policyholders unique services like free credit monitoring, emergency alert services and identity protection alerts.

Pros & Cons

Lets customers select their own licensed contractor 

Guarantees parts and labor for the life of your contract

Offers 24/7 customer support

Charges a $75 cancellation fee

Requires customers to submit claims within one day of noticing issue

Plans & Coverage

Unlike most of the industry, America’s 1st Choice Home Club offers four home warranty plans: the Systems Plan, Silver Plan, Gold Plan and Platinum Plan. As its name suggests, the System Plan covers your home’s essential systems, protecting six items like your heating systems, water heater and plumbing systems. The Silver Plan focuses on just essential home appliances, protecting nine items like your refrigerator, oven and dishwasher.

The provider’s Gold Plan combines coverage from the Systems Plan and Silver Plan, protecting 15 systems and appliances. For the most comprehensive coverage, the provider offers protection for 18 items through its Platinum Plan. This option covers a variety of systems and appliances, including your ice maker, built-in microwave and dishwasher. For additional coverage, America’s 1st Choice Home Club offers six optional add-ons.

 Systems PlanSilver PlanGold PlanPlatinum Plan
Air conditioning 
Heating 
Water heater 
Electrical system 
Plumbing system 
Ductwork 
Clothes dryer 
Clothes washer 
Kitchen refrigerator 
Oven 
Range 
Dishwasher 
Garbage disposal 
Garage door opener 
Built-in microwave   
Ice maker   
Plumbing stoppages   

Cost

Despite its variety of plan options and comprehensive coverage, America’s 1st Choice Home Club offers protection at an affordable price. The provider lets customers choose from three different service fees for additional savings. The higher the deductible, the lower your monthly premium, and vice versa. 

Below is a look at the cost breakdowns of each plan for a single-family home in Greenville, South Carolina.

Plan$75 Service Fee$100 Service Fee$125 Service Fee
System Plan$45.75$43.58$41.33
Silver Plan$39.17$37.00$34.83
Gold Plan$52.33$50.08$47.92
Platinum Plan$56.67$54.50$52.33

Get a Free Quote

If you’re interested in a free quote from America’s 1st Choice Home Club, fill out this easy form or contact a customer service representative at 877-755-1115.


Best for Value Shoppers: Select Home Warranty

Quick Take

Select Home Warranty has staked its claim as a provider that prioritizes affordability and comprehensive coverage, offering plans to homeowners across South Carolina and 45 other states. Unlike many competitors, Select offers free roof leak coverage no matter which plan you choose.

Pros & Cons

Offers discounts on multi-year plans 

Has a 90-day repair guarantee

Allows customers to submit claims over the phone or online

Doesn’t cover fixtures

Has low coverage caps

Plans & Coverage

Select Home Warranty offers South Carolinians the choice of three comprehensive plans: Bronze Care, Gold Care and Platinum Care. The Bronze Care Plan is Select’s most basic plan, covering eight essential appliances, including your cooktop, dishwasher and clothes washer. Its Gold Care plan switches focus to your home systems, protecting six items like your air conditioning, heating system and water heater.

For maximum coverage, Select offers the Platinum Care Plan for maximum coverage, which protects 17 appliances and systems like your heating system, garage door openers, and plumbing stoppages. In addition to its three plans, the provider offers the following optional add-ons:

  • Central vacuum
  • Lawn sprinkler system
  • Pool
  • Roof leak
  • Septic system
  • Spa
  • Stand alone freezer
  • Sump pump
  • Well pump
CoverageBronze CareGold CarePlatinum Care
Air conditioning and cooling 
Ductwork 
Electrical system 
Heating system 
Plumbing system 
Water heater 
Cooktop 
Dishwasher 
Garbage disposal 
Built-in microwave 
Refrigerator 
Stove/Oven 
Clothes washer 
Clothes dryer 
Garage door opener  
Plumbing stoppages  
Ceiling fan  

Cost

Select Home Warranty allows customers to pay for their selected plan on a month-to-month basis or through yearly contracts. Customers that elect to pay in one lump sum get two months free, saving additional money on their plan.

Here’s a look at each plan’s cost for a single-family home in Greenville, South Carolina.

PlanMonthly CostYearly Cost
Platinum Care$46.08$499.99
Gold Care$41.67$449.99
Bronze Care$41.67$449.99

Get a Free Quote

If you’re interested in a home warranty from Select Home Warranty, fill out this simple form or contact the provider at 888-370-3956.


Most Comprehensive Claim Coverage: First American Home Warranty

Quick Take

Although First American Home Warranty has a smaller nationwide presence than many of its competitors, the provider offers two quality, comprehensive plans for South Carolina homeowners. The provider is also known for its quality customer service and unique First Class Upgrade, an optional add-on that covers items and services like building permits, refrigerant recapture and appliance haul-away.

Pros & Cons

Offers all plans at under $50 a month 

Has generous coverage caps

Covers appliances and systems with unknown pre-existing conditions

Provides air conditioning coverage only as an add-on option

Doesn’t let homeowners select their own service fee

Plans & Coverage

First American Home Warranty keeps it simple with two plan options: the Basic Plan and the Premier Plan. The Basic Plan focuses on protecting your home’s essential appliances, covering eight items like your clothes washer, microwave and trash compactor. The Premier Plan covers everything in the previous plan, plus adding coverage for eight systems like your plumbing, ductwork and garage door opener.

In addition to its two comprehensive plans, First American Home Warranty offers seven optional add-ons, including:

  • Central air conditioning
  • Additional refrigeration
  • Pool/spa equipment
  • Well pump
  • Septic tank pumping/system
  • HVAC tune-up
CoverageBasic PlanPremier Plan
Clothes washer
Clothes dryer
Refrigerator
Dishwasher
Oven/Range/cooktop
Microwave
Garbage disposal
Trash compactor
Plumbing 
Plumbing stoppages 
Heating system 
Water heater 
Electrical system 
Garage door opener 
Ductwork 
Central vacuum system 

Cost

First American Home Warranty doesn’t let South Carolina homeowners select their own service fee, charging a flat $85 service call fee for all plans. However, the provider does let policyholders save some money by signing a yearly contract. 

Here’s a look at the price breakdowns for a single-family home in Greenville, South Carolina.

PlanMonthly costYearly cost
Basic Plan$37.00$408.00
Premier Plan$49.50$558.00

Get a Free Quote

To learn more about First American Home Warranty and get a free quote, fill out this simple form or call 800-891-9778.


Our Verdict

With a comprehensive home warranty, South Carolina homeowners can have peace of mind that their essential home system and appliance breakdowns are protected. A quality plan also puts you in touch with a trusted technician that can promptly take care of your issue, saving you the headache of searching for one yourself.

Our top choice for a home warranty is American Home Shield. The provider’s comprehensive plan offerings and leading industry experience position them as a high-quality choice for homeowners. Although AHS is our top choice, we recommend all home service providers in this review. No matter which company you choose, it’s important to gather quotes from multiple providers so that you can compare plans, rates and coverage options before making a decision.


Frequently Asked Questions About South Carolina Home Warranties

Are home warranty plans a good investment?

Home warranty plans are a good investment for many homeowners. If your home has older systems and appliances, a home warranty can cover the cost of repairs or replacements should your items break down due to normal wear and tear. Additionally, a home warranty can be a good choice for homeowners or home buyers with limited emergency funds, as plans pay for the expensive, out-of-pocket repair or replacement costs.

However, if you’re purchasing a brand new home, your systems and appliances may come with manufacturer’s warranties that cover unexpected repairs or replacements. Once these included warranties expire, you can continue protection with a quality home warranty.

Are Home Warranties useless?

No, home warranties are not useless. A quality home warranty can be a smart investment for many homeowners across the country. These protection plans cover the cost of unexpected system and appliance repairs or replacements, saving you from hefty expenses in the event of a breakdown. Some of the items covered under a provider’s most comprehensive plan include your refrigerator, dishwasher, clothes washer, air conditioning system, heating system, electrical systems, and water heater.

What is the cost of a home warranty in South Carolina?

The cost of a home warranty in South Carolina varies depending on which provider and plan you select. However, homeowners in this state can expect to pay between $40 and $60 on average, according to quotes we received while secret shopping.


Home Warranty Rating Methodology

To help you find the best home warranty, our reviews team researched numerous home warranty companies, analyzing their coverage plans, pricing and customer service, among other factors:

  • Coverage: Home warranty companies that provide extensive coverage and protect important systems and appliances, including your air conditioning, refrigerator and heating, scored higher than companies with minimal coverage.
  • Plan variety: A provider with more coverage plans allows for more flexibility among customers. In general, most home warranty companies provide an appliances-only plan, systems-only plan and combination plan.
  • Pricing: We scored providers based on their monthly plan prices and service call fees compared to the industry average pricing. Companies with more affordable coverage received more points than companies with more expensive plans.
  • State availability: Where you live will determine what companies are available in your area. Home warranty companies that covered more states received more points than companies with a limited state availability.
  • Trustworthiness: There are some home warranty companies that are scams and don’t follow through on their service agreements. We rated companies based on their years of experience, ratings on the Better Business Bureau (BBB) and customer reviews.

To keep our data current, our team regularly updates the data points for each company to ensure their coverage offerings, pricing and availability are accurate.

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