5 Best Home Warranty Companies in Nevada (2022)

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A comprehensive home warranty can help Nevada homeowners protect their major systems and appliances. These plans cover repair or replacement costs when items break down due to normal wear and tear, saving you from major out-of-pocket expenses.To help you pick the right provider for your home, we analyzed the best home warranty companies, looking into each provider’s prices, benefits, plans and coverage. We also used an address in Reno, Nevada to secret shop for sample quotes from each provider. Read on to determine which home warranty in Nevada is right for you.

In this article:

• Best Overall: American Home Shield
• Best for Older Homes: Choice Home Warranty
• Most Customizable Plan Options: America’s 1st Choice Home Club
• Best for Unique Coverage: Liberty Home Guard
• Most Comprehensive Claim Coverage: First American Home Warranty
• Our Verdict 
• Frequently Asked Questions

Best Overall: American Home Shield

Quick Take

With over 50 years of experience in the home warranty industry, American Home Shield (AHS) offers Nevada homeowners reliable coverage and customer support. The provider is our top pick for home warranty coverage and has three plan choices to help you cover essential items within your home.

Pros and Cons

✓ Offers generous coverage caps 

✓ Lets customers adjust premium by choosing their own service fee

✓ Doesn’t require maintenance records

✘ Plans are slightly more expensive than some of its competitors 

✘ Isn’t available in Alaska

Plans and Coverage

American Home Shield gives homeowners in Nevada and across the country the choice of three coverage options: ShieldSilver, ShieldGold and ShieldPlatinum. If you need to protect major home systems, the ShieldSilver plan covers 14 essential items like your air conditioner, heating unit and ductwork. To cover both systems and appliances, AHS offers its ShieldGold plan, which protects 23 items like your oven, dishwasher and garbage disposal.

For customers looking for the most extensive coverage option, American Home Shield offers its ShieldPlatinum plan, which covers all items in the ShieldGold plan plus roof leak coverage. The provider also helps you round out your plan with its array of add-on options, including pool or spa, septic system plumbing and electronics coverage, which are available at an additional cost.

Cost

American Home Shield gives Nevada homeowners some control over their monthly premium, allowing them to choose between a $75, $100 and $125 service fee. This deductible is paid to a certified technician when they’re dispatched to your home for a covered repair or replacement.

Below is a look at each plan’s monthly price breakdown for a single-family home in Reno, Nevada:

Get a Free Quote

To receive a free quote from American Home Shield, complete this easy form or call 844-529-9298.

Best for Older Homes: Choice Home Warranty

Quick Take

With over 10 years of industry experience, Choice Home Warranty (CHW) has established itself as a quality provider for old and new homes in 48 states (excluding Washington and California). The home warranty company is a go-to choice for customers with older homes, as they don’t require an inspection before starting coverage. Additionally, the provider is known for its affordable plans and comprehensive list of optional add-ons.

Pros and Cons

✓ Has a 90-day repair guarantee

✓ Provides 24/7 customer service

✓ Offers free repairs within 90 days if an item breaks down after initial service

✘ Is accused of failing to approve claims in recent lawsuit

✘ Has just two plan options to choose from

Plans and Coverage

Choice Home Warranty keeps it simple with two comprehensive home warranty plans. The Basic Plan covers 14 systems and appliances, including your cooktop, garbage disposal and electrical system. The Total Plan increases coverage to 18 items, including essential appliances and systems like your clothes washer, air conditioning and refrigerator.

CHW also offers optional add-ons for coverage on items like your pool/spa, limited roof leaks, additional spa and central vacuum. These add-ons can be selected for any plan and help policyholders customize coverage to fit their needs.

Cost

Choice Home Warranty is known for its affordable coverage plans, but unlike some of its competitors, the provider doesn’t allow customers to select their own service fee. Instead, the company’s sample contract details that service fees can be as high as $85, though this price can fluctuate based on the plan you select.

The provider lets customers choose between paying in one lump sum or entering into a month-to-month contract. Here’s a look at the cost of coverage for a single-family home in Reno, Nevada.

Get a Free Quote

If you’re interested in protecting your home’s major systems and appliances with a plan from Choice Home Warranty, fill out this online form or contact a representative at 929-400-6165.

Most Customizable Plan Options: America’s 1st Choice Home Club

Quick Take

America’s 1st Choice Home Club is noteworthy for its four comprehensive plans and extensive list of optional add-ons. The provider has served homeowners nationwide for over 10 years and allows policyholders to select their own repair contractor as long as they’re licensed, bonded and insured.

Pros and Cons

✓ Offers four comprehensive plans

✓ Supports policyholders with 24/7 customer service

✓ Guarantees repairs for the life of your plan

✘ Charges a $75 cancellation fee

✘ Requires customers to submit claims within one day of noticing an issue

Plans and Coverage

America’s 1st Choice Home Club offers four plan options: the Systems Plan, Silver Plan, Gold Plan and Platinum Plan. Each plan covers appliances, systems or a combination of both. The Systems Plan covers six major items like your heating and plumbing systems while the Silver Plan focuses on appliance coverage, with protection on nine items like your oven, refrigerator and clothes washer. 

The Gold plan protects both systems and appliances, combining coverage offered in the Systems and Silver Plans. For the most comprehensive coverage, America’s 1st Choice Home Club offers its Platinum Plan. This option covers 18 items, including your ice maker, built-in microwave and plumbing stoppages. The provider also offers optional coverage on six items, including your sump pump, septic system and hot water dispenser.

Cost

America’s 1st Choice Home Club has affordable coverage options and lets customers adjust their monthly premium by selecting from three different service fees. Below is a look at the cost breakdowns of each plan for a single-family home in Reno, Nevada:

Get a Free Quote

If you’re interested in a free quote from America’s 1st Choice Home Club, fill out this quick quote form or contact them at 877-755-1115.

Best for Unique Coverage: Liberty Home Guard

Quick Take

Even though Liberty Home Guard (LHG) is only a few years old, the home warranty provider serves 48 states and has one of the most affordable service fees in the industry at $60. The company is known for its affordable and unique coverage options, offering three plans and over 20 optional add-ons to Nevada homeowners.

Pros and Cons

✓ Has a 60-day workmanship guarantee

✓ Offers 24/7 customer service

✓ Includes a 30-day money-back guarantee with all plans

✘ Is newer to the industry than competitors, 

✘ Its most comprehensive plan only covers 15 items

Plans and Coverage

Liberty Home Guard offers its customers three different plans: Appliance Guard, Systems Guard and Total Home Guard. As their names suggest, the Appliance Guard and Systems Guard protect only the items they’re named after. Appliance Guard covers nine appliances and Systems Guard protects six home systems.

For the most comprehensive coverage, LHG offers its Total Home Guard plan, which combines coverage from the previous two plans to protect 15 essential systems and appliances. Additionally, the provider offers 28 optional add-ons, listed below:

• Pool and spa
• Well pump
• Additional spa
• Stand-alone freezer
• Lighting fixtures
• Gutter cleaning
• Floor and carpet cleaning
• Lawn sprinkler system
• Swamp cooler
• Second refrigerator
• Ice maker
• Wine cooler
• Generator 
• Grinder pump
• Sump pump
• Central vacuum
• Septic tank pumping
• Limited roof leak
• Re-key 
• Pest control
• Water softener
• Electronics protection
• Ejector pump
• Trash compactor
• Freestanding ice maker
• Saltwater pool
• Plumbing fixtures
• Water dispenser

Cost

Liberty Home Guard is known for its affordable $60 service fee. In addition to helping customers save money through its low deductible, the provider also offers $200 off, one month free and free roof coverage when you sign up for a yearly contract. Here’s a price breakdown for a single-family home in Reno, Nevada:

Get a Free Quote

To learn more about a plan from Liberty Home Guard, fill out this simple online form or call 866-452-9107.

Most Comprehensive Claim Coverage: First American Home Warranty

Quick Take

First American Home Warranty is a top choice for Nevada homeowners as an industry veteran with over 30 years of experience. The provider is known for its responsive 24/7 customer service and two comprehensive coverage plans. One thing that sets this provider apart is its First Class Upgrade, an add-on that covers unusual items and services like building permits, refrigerant recapture and appliance haul-away.

Pros and Cons

✓ Has some of the most affordable coverage in the industry

✓ Protects appliances and systems with unknown pre-existing conditions

✓ Offers generous coverage caps

✘ Doesn’t cover plumbing or electrical systems in its Basic Plan

✘ Excludes air conditioning coverage in its Premier Plan

Plans and Coverage

First American Home Warranty offers customers two plans: the Basic Plan and the Premier Plan. The Basic Plan covers eight appliances while the Premier Plan protects 16 systems and appliances, including your clothes washer, refrigerator, garbage disposal and trash compactor. One of the most unique features of First American Home Warranty is its First Class Upgrade. It includes:

• Coverage for cosmetic damage on home systems or appliances
• Expenses for using cranes during installation
• Up to $250 for building permits
• Pays for haul-away services

In addition to its First Class Upgrade, the provider offers six extra optional add-ons, including:

• Central air conditioning
• Additional refrigeration
• Pool/spa equipment
• Well pump
• Septic tank pumping/system
• HVAC tune-up

Cost

First American Home Warranty doesn’t let Nevada homeowners select their own service fee, charging an $85 service call fee for all plans. However, the provider does offer two affordable plans and helps customers save money by signing up for a yearly contract. Here’s a price breakdown for a single-family home in Reno, Nevada:

Get a Free Quote

You can get a free quote from First American Home Warranty by completing this simple form or calling 800-891-9778.

Our Verdict

A Nevada home warranty can provide the peace of mind that your home’s essential systems and appliances are protected if they break down. Rather than pay out-of-pocket for expensive repairs or replacements, a quality plan can help you resolve the issue while incurring minimal costs. American Home Shield is our top choice for a home warranty. The provider’s comprehensive coverage and history of quality customer service are well worth its slightly above-average costs. However, all of the providers on this list are excellent options to protect your Sagebrush State home.

No matter which home warranty you ultimately choose, it’s important to receive quotes from multiple providers and compare plans to get the coverage that’s right for you. And with Las Vegas, NV ranking 4th for the most home sales per capita, home warranties are often included when buying a new home.

Frequently Asked Questions About Nevada Home Warranties

What is the best home warranty in Las Vegas?

American Home Shield is the best home warranty available to Las Vegas residents. With four comprehensive protection plans and a variety of optional add-ons, this provider has a little something for every home buyer. Additionally, the provider has generous coverage caps that ensure you don’t pay extra just because you need more service. 

Are home warranties worth it for HVAC?

Although HVAC coverage through a home warranty provider doesn’t cover every breakdown, most plans cover wear-and-tear damage that accrues over your system’s lifetime. Additionally, most home warranties pay for themselves over time and are less than the average cost of many HVAC repairs.

What does a home warranty cover?

Most home warranty providers offer plans that cover all essential systems and appliances throughout your home or real estate property. Many also give the option to purchase protection for systems or appliances separately. Here are a few covered items under most providers’ top-tier plans:

• Refrigerator
• Dishwasher
• Built-in microwave
• Clothes washer
• Clothes dryer
• Air conditioning system
• Heating system
• Electrical system
• Plumbing system
• Water heater

Home Warranty Rating Methodology

To help you find the best home warranty, our reviews team researched numerous home warranty companies, analyzing their coverage plans, pricing and customer service, among other factors:

• Coverage: Home warranty companies that provide extensive coverage and protect important systems and appliances, including your air conditioning, refrigerator and heating, scored higher than companies with minimal coverage.
• Plan variety: A provider with more coverage plans allows for more flexibility among customers. In general, most home warranty companies provide an appliances-only plan, systems-only plan and combination plan.
• Pricing: We scored providers based on their monthly plan prices and service call fees compared to the industry average pricing. Companies with more affordable coverage received more points than companies with more expensive plans.
• State availability: Where you live will determine what companies are available in your area. Home warranty companies that covered more states received more points than companies with a limited state availability.
• Trustworthiness: There are some home warranty companies that are scams and don’t follow through on their service agreements. We rated companies based on their years of experience, ratings on the Better Business Bureau (BBB) and customer reviews.

To keep our data current, our team regularly updates the data points for each company to ensure their coverage offerings, pricing and availability are accurate.