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A comprehensive home warranty can help Nevada homeowners protect their major systems and appliances. These plans cover repair or replacement costs when items break down due to normal wear and tear, saving you from major out-of-pocket expenses.To help you pick the right provider for your home, we analyzed the best home warranty companies, looking into each provider’s prices, benefits, plans and coverage. We also used an address in Reno, Nevada to secret shop for sample quotes from each provider. Read on to determine which home warranty in Nevada is right for you.
In this article:
- Best Overall: American Home Shield
- Most Customizable Plan Options: America’s 1st Choice Home Club
- Best for Unique Coverage: Liberty Home Guard
- Most Comprehensive Claim Coverage: First American Home Warranty
- Our Verdict
- Frequently Asked Questions
Best Overall: American Home Shield
Quick Take
With over 50 years of experience in the home warranty industry, American Home Shield (AHS) offers Nevada homeowners reliable coverage and customer support. The provider is our top pick for home warranty coverage and has three plan choices to help you cover essential items within your home.
Pros and Cons
✓ Offers generous coverage caps
✓ Lets customers adjust premium by choosing their own service fee
✓ Doesn’t require maintenance records
✘ Plans are slightly more expensive than some of its competitors
✘ Isn’t available in Alaska
Plans and Coverage
American Home Shield gives homeowners in Nevada and across the country the choice of three coverage options: ShieldSilver, ShieldGold and ShieldPlatinum. If you need to protect major home systems, the ShieldSilver plan covers 14 essential items like your air conditioner, heating unit and ductwork. To cover both systems and appliances, AHS offers its ShieldGold plan, which protects 23 items like your oven, dishwasher and garbage disposal.
For customers looking for the most extensive coverage option, American Home Shield offers its ShieldPlatinum plan, which covers all items in the ShieldGold plan plus roof leak coverage. The provider also helps you round out your plan with its array of add-on options, including pool or spa, septic system plumbing and electronics coverage, which are available at an additional cost.
| Coverage | ShieldSilver | ShieldGold | ShieldPlatinum |
| Air conditioner | ✓ | ✓ | ✓ |
| Heating unit | ✓ | ✓ | ✓ |
| Ductwork | ✓ | ✓ | ✓ |
| Built-in exhaust, vent and attic fans | ✓ | ✓ | ✓ |
| Main breaker and fuse panel box | ✓ | ✓ | ✓ |
| Doorbells and chimes | ✓ | ✓ | ✓ |
| Interior electrical lines | ✓ | ✓ | ✓ |
| Ceiling fans | ✓ | ✓ | ✓ |
| Garage door openers | ✓ | ✓ | ✓ |
| Interior plumbing lines | ✓ | ✓ | ✓ |
| Toilets | ✓ | ✓ | ✓ |
| Faucets and valves | ✓ | ✓ | ✓ |
| Whirlpool tub motor and components | ✓ | ✓ | ✓ |
| Water heater | ✓ | ✓ | ✓ |
| Refrigerator | ✓ | ✓ | |
| Range/Cooktop | ✓ | ✓ | |
| Oven | ✓ | ✓ | |
| Dishwasher | ✓ | ✓ | |
| Built-in microwave oven | ✓ | ✓ | |
| Garbage disposal | ✓ | ✓ | |
| Instant hot/cold water dispenser | ✓ | ✓ | |
| Clothes washer | ✓ | ✓ | |
| Clothes dryer | ✓ | ✓ | |
| Roof leak repairs | ✓ |
Cost
American Home Shield gives Nevada homeowners some control over their monthly premium, allowing them to choose between a $75, $100 and $125 service fee. This deductible is paid to a certified technician when they’re dispatched to your home for a covered repair or replacement.
Below is a look at each plan’s monthly price breakdown for a single-family home in Reno, Nevada:
| Plan | $75 Service Fee | $100 Service Fee | $125 Service Fee |
| ShieldSilver | $49.99 | $39.99 | $34.99 |
| ShieldGold | $59.99 | $49.99 | $44.99 |
| ShieldPlatinum | $79.99 | $69.99 | $64.99 |
Get a Free Quote
To receive a free quote from American Home Shield, complete this easy form or call 844-529-9298.
Home Warranty Resources
- What is a Home Warranty?
- How Much Do Home Warranties Cost?
- Is a Home Warranty Worth It for You?
- Best Home Warranties in 2023
- Do Your Appliances Need Extended Warranties?
Most Customizable Plan Options: America’s 1st Choice Home Club
Quick Take
America’s 1st Choice Home Club is noteworthy for its four comprehensive plans and extensive list of optional add-ons. The provider has served homeowners nationwide for over 10 years and allows policyholders to select their own repair contractor as long as they’re licensed, bonded and insured.
Pros and Cons
✓ Offers four comprehensive plans
✓ Supports policyholders with 24/7 customer service
✓ Guarantees repairs for the life of your plan
✘ Charges a $75 cancellation fee
✘ Requires customers to submit claims within one day of noticing an issue
Plans and Coverage
America’s 1st Choice Home Club offers four plan options: the Systems Plan, Silver Plan, Gold Plan and Platinum Plan. Each plan covers appliances, systems or a combination of both. The Systems Plan covers six major items like your heating and plumbing systems while the Silver Plan focuses on appliance coverage, with protection on nine items like your oven, refrigerator and clothes washer.
The Gold plan protects both systems and appliances, combining coverage offered in the Systems and Silver Plans. For the most comprehensive coverage, America’s 1st Choice Home Club offers its Platinum Plan. This option covers 18 items, including your ice maker, built-in microwave and plumbing stoppages. The provider also offers optional coverage on six items, including your sump pump, septic system and hot water dispenser.
| Coverage | System Plan | Silver Plan | Gold Plan | Platinum Plan |
| Air conditioning/cooler | ✔ | ✔ | ✔ | |
| Heating systems | ✔ | ✔ | ✔ | |
| Water heater | ✔ | ✔ | ✔ | |
| Electrical system | ✔ | ✔ | ✔ | |
| Plumbing system | ✔ | ✔ | ✔ | |
| Ductwork | ✔ | ✔ | ✔ | |
| Clothes dryer | ✔ | ✔ | ✔ | |
| Clothes washer | ✔ | ✔ | ✔ | |
| Kitchen refrigerator | ✔ | ✔ | ✔ | |
| Oven | ✔ | ✔ | ✔ | |
| Range | ✔ | ✔ | ✔ | |
| Stove/cooktop | ✔ | ✔ | ✔ | |
| Dishwasher | ✔ | ✔ | ✔ | |
| Garbage disposal | ✔ | ✔ | ✔ | |
| Garage-door opener | ✔ | ✔ | ✔ | |
| Built-in microwave | ✔ | |||
| Plumbing stoppages | ✔ | |||
| Ice maker | ✔ |
Cost
America’s 1st Choice Home Club has affordable coverage options and lets customers adjust their monthly premium by selecting from three different service fees. Below is a look at the cost breakdowns of each plan for a single-family home in Reno, Nevada:
| Plan | $75 Service Fee | $100 Service Fee | $125 Service Fee |
| System Plan | $47.50 | $45 | $42.50 |
| Silver Plan | $40 | $37.50 | $35 |
| Gold Plan | $55 | $52.50 | $50 |
| Platinum Plan | $60 | $61.67 | $55 |
Get a Free Quote
If you’re interested in a free quote from America’s 1st Choice Home Club, fill out this quick quote form or contact them at 877-755-1115.
Best for Unique Coverage: Liberty Home Guard
Quick Take
Even though Liberty Home Guard (LHG) is only a few years old, the home warranty provider serves 48 states and has one of the most affordable service fees in the industry at $60. The company is known for its affordable and unique coverage options, offering three plans and over 20 optional add-ons to Nevada homeowners.
Pros and Cons
✓ Has a 60-day workmanship guarantee
✓ Offers 24/7 customer service
✓ Includes a 30-day money-back guarantee with all plans
✘ Is newer to the industry than competitors,
✘ Its most comprehensive plan only covers 15 items
Plans and Coverage
Liberty Home Guard offers its customers three different plans: Appliance Guard, Systems Guard and Total Home Guard. As their names suggest, the Appliance Guard and Systems Guard protect only the items they’re named after. Appliance Guard covers nine appliances and Systems Guard protects six home systems.
For the most comprehensive coverage, LHG offers its Total Home Guard plan, which combines coverage from the previous two plans to protect 15 essential systems and appliances. Additionally, the provider offers 28 optional add-ons, listed below:
- Pool and spa
- Well pump
- Additional spa
- Stand-alone freezer
- Lighting fixtures
- Gutter cleaning
- Floor and carpet cleaning
- Lawn sprinkler system
- Swamp cooler
- Second refrigerator
- Ice maker
- Wine cooler
- Generator
- Grinder pump
- Sump pump
- Central vacuum
- Septic tank pumping
- Limited roof leak
- Re-key
- Pest control
- Water softener
- Electronics protection
- Ejector pump
- Trash compactor
- Freestanding ice maker
- Saltwater pool
- Plumbing fixtures
- Water dispenser
| Coverage | Appliance Guard | Systems Guard | Total Home Guard |
| Clothes washer | ✔ | ✔ | |
| Clothes dryer | ✔ | ✔ | |
| Refrigerator | ✔ | ✔ | |
| Built-in microwave | ✔ | ✔ | |
| Dishwasher | ✔ | ✔ | |
| Garbage disposal | ✔ | ✔ | |
| Range/oven/cooktop | ✔ | ✔ | |
| Ceiling and exhaust fans | ✔ | ✔ | |
| Garage-door openers | ✔ | ✔ | |
| Air conditioning | ✔ | ✔ | |
| Heating | ✔ | ✔ | |
| Ductwork | ✔ | ✔ | |
| Plumbing | ✔ | ✔ | |
| Electrical | ✔ | ✔ | |
| Water heater | ✔ | ✔ |
Cost
Liberty Home Guard is known for its affordable $60 service fee. In addition to helping customers save money through its low deductible, the provider also offers $200 off, one month free and free roof coverage when you sign up for a yearly contract. Here’s a price breakdown for a single-family home in Reno, Nevada:
| Plan | Monthly Cost | Cost of Single Payment |
| Appliance Guard | $49.99 | $499.99 |
| Systems Guard | $54.99 | $549.99 |
| Total Home Guard | $59.99 | $599.99 |
Get a Free Quote
To learn more about a plan from Liberty Home Guard, fill out this simple online form or call 866-452-9107.
Most Comprehensive Claim Coverage: First American Home Warranty
Quick Take
First American Home Warranty is a top choice for Nevada homeowners as an industry veteran with over 30 years of experience. The provider is known for its responsive 24/7 customer service and two comprehensive coverage plans. One thing that sets this provider apart is its First Class Upgrade, an add-on that covers unusual items and services like building permits, refrigerant recapture and appliance haul-away.
Pros and Cons
✓ Has some of the most affordable coverage in the industry
✓ Protects appliances and systems with unknown pre-existing conditions
✓ Offers generous coverage caps
✘ Doesn’t cover plumbing or electrical systems in its Basic Plan
✘ Excludes air conditioning coverage in its Premier Plan
Plans and Coverage
First American Home Warranty offers customers two plans: the Basic Plan and the Premier Plan. The Basic Plan covers eight appliances while the Premier Plan protects 16 systems and appliances, including your clothes washer, refrigerator, garbage disposal and trash compactor. One of the most unique features of First American Home Warranty is its First Class Upgrade. It includes:
- Coverage for cosmetic damage on home systems or appliances
- Expenses for using cranes during installation
- Up to $250 for building permits
- Pays for haul-away services
In addition to its First Class Upgrade, the provider offers six extra optional add-ons, including:
- Central air conditioning
- Additional refrigeration
- Pool/spa equipment
- Well pump
- Septic tank pumping/system
- HVAC tune-up
| Coverage | Basic Plan | Premier Plan |
| Clothes washer | ✓ | ✓ |
| Clothes dryer | ✓ | ✓ |
| Refrigerator | ✓ | ✓ |
| Dishwasher | ✓ | ✓ |
| Oven/Range/Cooktop | ✓ | ✓ |
| Microwave | ✓ | ✓ |
| Garbage disposal | ✓ | ✓ |
| Trash compactor | ✓ | ✓ |
| Plumbing | ✓ | |
| Plumbing stoppages | ✓ | |
| Heating system | ✓ | |
| Water heater | ✓ | |
| Electrical system | ✓ | |
| Garage door opener | ✓ | |
| Ductwork | ✓ | |
| Central vacuum system | ✓ |
Cost
First American Home Warranty doesn’t let Nevada homeowners select their own service fee, charging an $85 service call fee for all plans. However, the provider does offer two affordable plans and helps customers save money by signing up for a yearly contract. Here’s a price breakdown for a single-family home in Reno, Nevada:
| Plan | Monthly cost | Yearly cost |
| Basic Plan | $37.00 | $408.00 |
| Premier Plan | $49.50 | $558.00 |
Get a Free Quote
You can get a free quote from First American Home Warranty by completing this simple form or calling 800-891-9778.
Our Verdict
A Nevada home warranty can provide the peace of mind that your home’s essential systems and appliances are protected if they break down. Rather than pay out-of-pocket for expensive repairs or replacements, a quality plan can help you resolve the issue while incurring minimal costs. American Home Shield is our top choice for a home warranty. The provider’s comprehensive coverage and history of quality customer service are well worth its slightly above-average costs. However, all of the providers on this list are excellent options to protect your Sagebrush State home.
No matter which home warranty you ultimately choose, it’s important to receive quotes from multiple providers and compare plans to get the coverage that’s right for you. And with Las Vegas, NV ranking 4th for the most home sales per capita, home warranties are often included when buying a new home.
Frequently Asked Questions About Nevada Home Warranties
What is the best home warranty in Las Vegas?
American Home Shield is the best home warranty available to Las Vegas residents. With four comprehensive protection plans and a variety of optional add-ons, this provider has a little something for every home buyer. Additionally, the provider has generous coverage caps that ensure you don’t pay extra just because you need more service.
Are home warranties worth it for HVAC?
Although HVAC coverage through a home warranty provider doesn’t cover every breakdown, most plans cover wear-and-tear damage that accrues over your system’s lifetime. Additionally, most home warranties pay for themselves over time and are less than the average cost of many HVAC repairs.
What does a home warranty cover?
Most home warranty providers offer plans that cover all essential systems and appliances throughout your home or real estate property. Many also give the option to purchase protection for systems or appliances separately. Here are a few covered items under most providers’ top-tier plans:
- Refrigerator
- Dishwasher
- Built-in microwave
- Clothes washer
- Clothes dryer
- Air conditioning system
- Heating system
- Electrical system
- Plumbing system
- Water heater
Home Warranty Rating Methodology
To help you find the best home warranty, our reviews team researched numerous home warranty companies, analyzing their coverage plans, pricing and customer service, among other factors:
- Coverage: Home warranty companies that provide extensive coverage and protect important systems and appliances, including your air conditioning, refrigerator and heating, scored higher than companies with minimal coverage.
- Plan variety: A provider with more coverage plans allows for more flexibility among customers. In general, most home warranty companies provide an appliances-only plan, systems-only plan and combination plan.
- Pricing: We scored providers based on their monthly plan prices and service call fees compared to the industry average pricing. Companies with more affordable coverage received more points than companies with more expensive plans.
- State availability: Where you live will determine what companies are available in your area. Home warranty companies that covered more states received more points than companies with a limited state availability.
- Trustworthiness: There are some home warranty companies that are scams and don’t follow through on their service agreements. We rated companies based on their years of experience, ratings on the Better Business Bureau (BBB) and customer reviews.
To keep our data current, our team regularly updates the data points for each company to ensure their coverage offerings, pricing and availability are accurate.
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