4 Best Mobile Home Warranty Companies (2021)

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Which home warranty companies are the best for mobile homes? Find the best provider for your home’s needs using our guide to the best mobile home warranties. | Photo Credit: Shutterstock © K303

 

Mobile home owners often purchase home warranties for protection from expensive repairs that can cost thousands of dollars. With a mobile home warranty, you pay a relatively small monthly premium and a service fee.

Though a mobile home warranty is not needed every month, it provides peace of mind that when an expensive system or appliance breaks down or needs repairs, thousands of dollars could be saved.


In This Article:

Today’s Homeowner works with an independent reviews team to create evidence-based research that helps our readers make informed decisions. The reviews are always independent. For transparency, we may be compensated if you purchase through a link.

The reviews team has analyzed and ranked every major home warranty company in the industry on their coverage, cost, quotes and claims processes, customer service, and more. We received real price quotes and talked to representatives from each company in order to get the data we needed on each company. 

In this article, the research team dives into the four home warranty companies we recommend for mobile home owners. Each provider has its pros and cons, so consider which provider might meet your needs the best. We recommend that you get a quote from each of these companies so that you can compare their offers against each other.


What is a mobile home warranty?

A mobile home warranty covers the essential systems and appliances in your home, such as your refrigerator, HVAC system, or plumbing. It varies in price, based on the provider you choose as well as the type of plan.

Company NameBest ForPhone Number for Free Quote
#1: American Home ShieldBest Overall for Mobile Homes844-529-9298
#2: Choice Home WarrantyBest for Aging Mobile Homes800-495-1292
#3: Select Home WarrantyBest for Value Shoppers888-370-3956
#4: First AmericanBest for Most Comprehensive Claim Coverage833-777-0049

Best Overall for Mobile Homes: American Home Shield

If you’re looking for a mobile home warranty, we recommend American Home Shield above others. The company provides a quick claims response, unique and thorough coverage plans and a strong industry reputation. One downside to keep in mind is that its plans are not the cheapest. For cheaper plan options, consider Select Home Warranty’s plans and the Basic plans offered by both Choice Home Warranty and First American (keep reading for the details on these three).

 

Pros & Cons

✔️ 24/7 customer service
✔️ Covers items damaged due to rust and corrosion 
✔️ 30-day service guarantee

✘ 14,000 complaints in the last 3 years

Plans & Coverage

American Home Shield offers three plans for mobile homes: the ShieldSilver Plan™, ShieldGold Plan™, and the ShieldPlatinum Plan™. AHS places no limits on the amount of covered repairs or replacements you can have during the length of your contract. It also covers appliances and systems with undetectable pre-existing conditions.

ShieldSilver is best for protecting major home systems, while ShieldGold is a good basic combo plan. ShieldPlatinum covers all items in both plans, making it the most comprehensive option.

Optional add-ons: Pool and spa, well pump, septic pump, guest unit, electronics. Note that each will result in an increase on your premium.

Cost

When considering a home warranty, it’s important to understand the cost structure. Most plans are set up to have a monthly premium, plus a service fee paid at the time of service.

You can select a service fee between $75 and $125 with American Home Shield. The higher the service fee you are willing to pay, the lower your monthly premium and vice versa.

Below are sample quotes the research team received from this company:

Name of American Home Shield planCost
ShieldSilverAbout $49.99 per month
ShieldGoldAbout $49.99 per month
ShieldPlatinumAbout $59.99 per month
Service Fee (all plans)$75-$125

Get A Free Quote

You can get a free quote from American Home Shield by filling out this simple form or by calling 844-529-9298.


Best for Aging Mobile Homes: Choice Home Warranty

Choice Home Warranty offers two coverage options, which will cover a wide range of expensive systems and appliances in a mobile home. Choice is particularly a great choice for homeowners with aging mobile homes because it does not deny coverage based on the age of your covered items.  

 

Pros & Cons

✔️ Affordable plans 
✔️ Guaranteed response time of 48 hours 
✔️ 90-day guarantee on parts and 30-day guarantee on labor

✘ Service fees are a bit high

Plans & Coverage

CHW offers two plans: Basic plan and Total plan. While the Basic plan covers a good combination of systems and appliances, the Total plan covers everything a homeowner could possibly need coverage on. 

Optional add-ons: Pool/spa, well pump, sump pump, central vacuum, limited roof leak, septic system, second refrigerator, stand alone freezer, septic tank plumbing

Cost

Choice Home Warranty offers reasonably priced plans, based on what the researchers found when collecting quotes.

Below are sample quotes the research team received from Choice:

PlanCost
Basic PlanAbout $36.17 per month
Total PlanAbout $43.85 per month
Service Fee (All Plans)$85

Get a Free Quote

You can get a free quote from by calling 800-495-1292 or by filling out this simple form. Choice is currently offering $50 off and one month free to new customers.


Best for Value Shoppers: Select Home Warranty

Our research team rates Select Home Warranty as the Best for Value Shoppers because of its competitive pricing. The company offers monthly premiums that are less than $40 per month, one of the best prices for mobile home warranties. Select Home Warranty also offers an excellent promotion of $150 off and two months free for new customers.

 

Pros & Cons

✔️ Very affordable plans
✔️ 24/7 customer service 
✔️ Guaranteed claim response time of 24-48 hours

✘ Not BBB accredited 
✘ Less than 20 years of experience in the industry

Plans & Coverage

Select Home Warranty offers three plan options to choose from: Bronze Care, Gold Care, and Platinum Care. Bronze Care is best for covering kitchen appliances, while Gold Care is best for covering major home systems. Platinum Care covers everything in both the Bronze and Gold plans. 

Optional add-ons: Pool pump, central vacuum, sump pump, well pump, roof leak, stand alone freezer, lawn sprinkler system, septic system

Cost

Select Home Warranty offers some of the cheapest plans in the mobile home warranty market. That’s why the research team rates them Best for Value Shoppers. You get great coverage at a great price.

Here are the sample quotes we received when speaking with a representative:

PlanCost
Bronze CareAbout $35.83 per month
Gold CareAbout $35.83 per month
Platinum CareAbout $37.50 a month
Service Fee (All Plans)$75

Get a Free Quote

You can get a free quote by calling 888-370-3956 or by filling out Select Home Warranty’s online form. The company is currently offering $150 off and two months free to new customers.


Most Comprehensive Claim Coverage: First American

Issues with claim coverage is something you may see in mobile home warranty reviews, but the research team found First American to be great in this regard. The company is known for its excellent HVAC coverage and acceptance of improperly installed or maintained items and those with unknown pre-existing conditions. The provider also offers a 30-day service guarantee.

Pros & Cons

✔️ Excellent HVAC coverage with no caps on refrigerant 
✔️ Coverage of unknown and pre-existing conditions
✔️ 30-day service guarantee 

✘ The Basic plan does not cover plumbing or electrical 
✘ The Premier plan doesn’t cover central air conditioning

Plans & Coverage

First American Home Warranty gives you a choice between two plan options: Basic and Premier. First American notably replaces HVAC systems with high-quality, energy efficient replacements. Moreover, the company doesn’t place caps on refrigerant for them. 

The company’s Basic plan does not cover plumbing or electrical items, and its Premier plan does not cover central air conditioning. Still, its plans are competitive in the mobile home warranty market. The Basic plan covers home appliances, while the Premier plan covers appliances and systems. 

Optional add-ons: Additional refrigerators, central air conditioning, pool/spa equipment, and well pump

Cost

The research team found that FAHW offers competitive pricing. The Basic plan is much cheaper than the Premier plan but does not cover plumbing or electrical items in a home. Ultimately, it comes down to value. If you want to have your home comprehensively covered in case of repairs, then the more expensive plan might be the best deal for you.

PlanCost
Basic PlanAbout $28 per month
Premier PlanAbout $42.50 per month
Optional Add-OnsVaries by item
Service Fee (All Plans)$75 to $100

Get a Free Quote

You can get a quote from First American by calling 833-777-0049 or by filling out First American’s online form.


 

Frequently Asked Questions

Who has the best home warranty plan?

The best home warranty plan is the one that suits your needs the best. We ranked American Home Shield as the Best Overall provider, but we also highly recommend Select Home Warranty, First American, Choice Home Warranty and America’s 1st Choice Home Club.

Do home warranties cover mobile homes?

Yes, home warranties typically cover mobile homes. The top providers in the industry all provide home warranties for mobile homes.

Are home warranties worth the money?

Our review team believes that home warranties from reputable providers are worth the money because of the peace of mind and financial stability that they bring to many homeowners. You can read more about this in our article on the value of a home warranty.


 

Home Warranty Rating Methodology

To help you find the best home warranty, our reviews team researched numerous home warranty companies, analyzing their coverage plans, pricing and customer service, among other factors:

  • Coverage: Home warranty companies that provide extensive coverage and protect important systems and appliances, including your air conditioning, refrigerator and heating, scored higher than companies with minimal coverage.
  • Plan variety: A provider with more coverage plans allows for more flexibility among customers. In general, most home warranty companies provide an appliances-only plan, systems-only plan and combination plan.
  • Pricing: We scored providers based on their monthly plan prices and service call fees compared to the industry average pricing. Companies with more affordable coverage received more points than companies with more expensive plans.
  • State availability: Where you live will determine what companies are available in your area. Home warranty companies that covered more states received more points than companies with a limited state availability.
  • Trustworthiness: There are some home warranty companies that are scams and don’t follow through on their service agreements. We rated companies based on their years of experience, ratings on the Better Business Bureau (BBB) and customer reviews.

To keep our data current, our team regularly updates the data points for each company to ensure their coverage offerings, pricing and availability are accurate.


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