The 4 Best Home Warranty Companies in California (2021)

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The best home warranty companies in California protect the appliances and systems you use every day. See which company has the best warranty plan for you. | Photo Credit: Shutterstock © gguy

Homeowners and property owners living in California can benefit from purchasing a home warranty for the appliances and systems that may require repair or replacement. 

Our team evaluated several of the top-rated home warranty companies, including their plans, customer service ratings and pricing. We’ve gathered information on the best home warranty companies in California, so you can compare quotes and coverage and select the right one for your home and budget. 

In This Article:

Today’s Homeowner works with an independent reviews team to create evidence-based research that helps our readers make informed decisions. The reviews are always independent. For transparency, we may be compensated if you purchase through a link.

Compare California’s Best Home Warranty Companies

ProviderSuperlativeMonthly CostService FeeBBB RatingStates CoveredLearn More
American Home ShieldBest Overall$50–$60$75–$125B49 states
(Not including AK)
American Home Shield Review
Select Home WarrantyLowest Deductible$36–$38$60–$75B46 states
(Not including NV, NY, WA, WI)
Select Home Warranty Review
America’s First Choice Home ClubBest for Customization$43–$60$75–$125B47 states
(Not including CA, HI, NV)
First American Home WarrantyBest Value$36–$38$75B35 states
(Not including AL, CT, DE, HI, IL, LA, ME, MA, MN, NH, NJ, NY, ND, RI, VT, WI)
First American Home Warranty Review

1. American Home Shield 

American Home Shield provides protection for what homeowner’s insurance doesn’t cover, like breakdowns caused by regular use of appliances and systems. The company was founded in 1971 and features a network of over 15,000 contractors. Since 2015, American Home Shield has paid $2 billion in home warranty claims. 

American Home Shield offers comprehensive coverage across three plans: the Appliances Plan™, Systems Plan™, and Combo Plan™. 

Plans and Pricing

CoverageAppliance PlanSystems PlanCombo Plan
Monthly Cost$29.99–$44.99$29.99–$44.99$39.99–$54.99
Air Conditioning
Heating
Ductwork
Built-in Exhaust/Vent/Attic Dans
Main Breaker/Fuse Panel Box
Doorbells
Interior Electrical Lines and DC Wiring
Smoke Detectors
Ceiling Fans
Central Vacuum
Interior Plumbing Line Leaks and Breaks
Plumbing Stoppages
Toilets
Faucets
Plumbing Valves and Fixtures
Whirlpool Tub Motor and Components
Water Heaters
Instant Hot/Cold Water Dispensers
Garbage Disposals
Refrigerators
Ranges/Cooktops/Ovens
Dishwashers
Built-In Microwaves
Free-Standing Ice Makers
Built-In Food Centers
Clothes Washers and Dryers
Garage Door Openers
Trash Compactors

The Combo Plan covers all 10 appliances and all 12 systems and is the best value for coverage. Add-on coverage is available for pools and spas, sump pump, well pump and guest units, as well as an electronic extended warranty.

These California home warranty plans range from $49.99 to $59.99 per month, and service fees cost $75 to $125 per visit. If you choose to pay a higher service call fee, you will pay a lower monthly rate for your warranty plan. 

Current homeowners who use American Home Shield recommend the company for completing repairs and replacements on time and partnering with knowledgeable technicians. 

Optional Add-Ons

American Home Shield offers four additional coverage options for California residents, which can be added at the time of purchase. Here’s a complete list of AHS add-ons:

  • Pool/spa
  • Guest house (less than 750 sq. ft.)
  • Well pump
  • Septic pump
ProsCons
Coverage for items with undetectable pre-existing conditionsRequires 30 day waiting period before servicing starts
Sliding scale for service fee costsSome coverage limitations on items like air conditioning systems
Discounts available for referrals, additional properties and retail productsAdditional coverage required for items like pools
Industry founder with nearly 50 years of experienceNo roof leak coverage
working man plumber repairs a washing machine in laundry
Photo Credit: Shutterstock © Evgeny Atamanenko


 

2. America’s 1st Choice Home Club

America’s 1st Choice offers a lot of perks that other California home warranty companies don’t, like being able to select the technician you want and having repairs guaranteed for up to three years. (The average repair guarantee is 30 to 60 days.)

Plans and Pricing

America’s 1st Choice Home Club provides four protection plans for appliances and systems:

PlanSystemsSilverGoldPlatinum
Monthly Cost$39.58$37.50$45.83$50.00
Air Conditioning
Heating
Water Heater
Electrical
Plumbing and Stoppages
Ductwork
Clothes Washer
Clothes Dryer
Refrigerator
Built-In Microwave
Ice Maker
Oven/Range/Stove
Dishwasher
Garbage Disposal
Garage Door Opener

Pricing and service fees depend on the plan you select. You can choose a service fee of $75, $100 or $125. Here are the estimates we received when selecting a $75 service fee:

Plan NameMonthly Plan CostService Fee
Platinum$50.00$75
Gold$45.83$75
Silver$37.50$75
Systems$39.58$75

Optional Add-Ons

AFC Home Club offers these add-on coverage options, which can be included in any of its four plans when you checkout:

  • Sump pump
  • Septic system
  • Hot water dispenser
  • Pool and spa
  • Stand alone freezer
  • Tankless water heater

Here’s a summary of what we think about American’s 1st Choice:

ProsCons
Repairs guaranteed for up to three yearsRequires 30 day waiting period before servicing starts
Choose any licensed and insured technician to complete repairsMore expensive than most plans with similar offerings
Additional benefits like credit monitoring and discounts on home security, household supplies and entertainment 
Optional add-on for tankless water heaters 
Three choices for service fees 

According to customer reviews, America’s 1st Choice offers quick, efficient work by friendly, professional technicians. Customers like that they can cover their ice makers, as well.

Request a free personalized quote online or by phone from America’s 1st Choice at 877-755-1115 or fill out this easy form.


3. Select Home Warranty

Select Home Warranty has three home warranty coverage plans: Bronze, Gold and Platinum. Platinum Care is the most popular and is a combination of the Gold and Bronze plans. Costs range from $41 to $47 per month, and consumers who choose to be billed annually instead of monthly will receive two months coverage free. 

Plans and Pricing

PlanBronze CareGold CarePlatinum Care
Monthly Cost$41$41$47
Clothes Washer
Clothes Dryer
Garbage Disposal
Refrigerator
Stove/Oven/Cooktop
Dishwasher
Built-In Microwave – 
Air Conditioning
Heating
Plumbing
Electrical
Water Heater
Ductwork
Garage Door Opener
Ceiling Fan

Optional Add-Ons

Select Home Warranty offers a handful of additional coverage options, including free roof leak coverage with the purchase of any plan. Here’s a full list of Select’s add-ons:

  • Central vacuum
  • Lawn sprinkler system
  • Pool
  • Roof leak
  • Septic system
  • Spa
  • Stand alone freezer
  • Sump pump
  • Well pump

Customers who use this company say the pricing, available discounts and customer service are the reasons they continue to use Select Home Warranty.

ProsCons
Low pricesRequires 30 day waiting period before servicing starts
Systems or appliances-only plan options plus comprehensive optionDoesn’t cover some items like doorbells or smoke detectors
Low coverage costs for add-ons like pumps or lawn sprinklersMust see sample contract for full list of add-ons

To get a quote from Select Home Warranty, call 888-370-3956 or fill out this online form.


4. First American Home Warranty

First American Home Warranty is a no-frills home warranty company in California with two warranty plans: Basic and Premier. Plans start at $28 per month, and each service call is $75.

Plans and Pricing

PlanBasic PlanPremier Plan
Monthly Cost
Garbage Disposal
Dishwasher
Oven/Range/Cooktop
Microwave
Trash Compactor
Refrigerator
Oven/Range/Cooktop
Washer and Dryer
Plumbing and Stoppages
 Water Heater
 Heating
Ductwork 
 Electrical
 Garage Door Opener
 Central Vacuum

Optional Add-Ons

First American Home Warranty offers seven add-on options, including coverage for your central air conditioning system. This is a unique offering, since First American does not offer air conditioning coverage in either the Basic or Premier Plan. The First Class Upgrade is another unique add-on, which covers costs not normally associated with home warranties, such as permit upgrades and hauling away junk. Here’s a full list of add-ons:

  • Central air conditioning
  • Additional refrigeration
  • Pool/spa equipment
  • Well pump
  • First Class Upgrade
  • Septic tank pumping/system
  • HVAC tune up

The company has quite a few complaints on its Better Business Bureau (BBB) page but has averaged three stars from all customer reviews. Customers have said enrolling was easy and the technicians are punctual and work quickly.

“We have had excellent service every time we have requested repair services. Thank you!”

— Joe S., February 2020

First American’s coverage is trickier to decipher than other home warranties in California. There are slightly different coverage options for buyers and sellers. The good news is that there are many add-ons options, so it’s likely you can create a plan that fits your home.

ProsCons
Doesn’t have a coverage cap for cooling, heating or ductworkRequires 30 day waiting period before servicing starts
Reasonable costsCan’t choose technicians — must use technicians referred by company
24/7 service callsConfusing coverage options
Highly customizable coverage 

For a free quote, call First American Home Warranty at 833-777-0049 or fill out the easy online form.

A home warranty offers peace of mind on the home systems and appliances that fail from normal wear and tear. There are many factors to consider when selecting the best home warranty company in California. Before selecting a provider, be sure to thoroughly research the company and ensure that their offerings and service contracts align with the services you need and the appliances and systems you have.


Final Thoughts

There are several reputable home warranty providers available to California residents, and every homeowner will have different priorities when shopping for a home warranty. This article is meant to be a helpful guide, and we recommend receiving instant quotes from each company using your own address for the most accurate pricing information.

FAQ: California Home Warranty Companies

Which company has the best home warranty in California? 

The best home warranty company in California depends on the type of coverage you need and the systems and appliances you own and use every day. Cost and customer service are also important factors. 

Are home warranty plans worth it? 

Home warranty plans can save you time and money, plus you won’t have to find a licensed and insured technician since most companies provide recommendations. Being able to repair or replace your appliances and systems for a low monthly rate is worthwhile.

Are there any reputable home warranty companies in California? 

The companies reviewed above are reputable and used throughout the country. To determine if a company is reputable, read its customer ratings and search for it on the BBB. You can also get a sense of customer service when you call and get a quote, as well as if it’s easy to find coverage and prices online.

Which is better: Choice Home Warranty or American Home Shield? 

Choice Home Warranty and American Home Shield each have their own advantages. However, Choice Home Warranty plans are not available in California.

Further Reading:

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