Home Depot offers a variety of protection plans for home systems and appliances purchased from its store. Plans purchased on or after February 1, 2021, are all produced by Asurion. Any coverage bought after that date is administered by Home Depot’s new underwriter, Allstate.
All appliances and systems generally have a limited one-year manufacturer’s warranty for factory defects or flaws. Only after that initial warranty period expires will you be eligible for an extended warranty through Home Depot. Secondary protection plans must, however, be purchased within the first 90 days of ownership.
Our Preferred Home Warranty Alternatives
Today’s Homeowner recommends a few home warranty companies to our readers. Below, you’ll see our latest suggestions and their money-saving deals. You can also read our review of the companies with similar home warranty plans to learn more about these top picks.
Company Pros and Cons
This section covers Home Depot Protection Plan’s high-level pros and cons. Keep these points in mind as you read the rest of the review.
Home Depot Protection Plan and Extended Warranty Are the Same Thing
Despite its branding, Home Depot’s protection plans are virtually the same thing as extended warranties offered by other brands, retailers, detailers, etc. Coverage details may not be identical between two different extended warranties for the same product. However, they’re intended to serve the same purpose — to protect against mechanical and electrical failures and general breakdown due to normal use.
It’s important to understand the “extended” nature of these warranties. In other words, they offer protracted but not permanent coverage. Home Depot’s appliance and system protection plans come in two variations: 3-year or 5-year coverage.
Extended warranties aren’t renewable year after year in the same way that home warranties are. Also, extended warranties only apply per item, whereas home warranties simultaneously cover most major systems and appliances throughout the home.
Home Depot Extended Warranty Coverage and Plan Options
Covered Appliances
Home Depot will cover the following major household appliances after one year of ownership:
- Kitchen refrigerators
- Microwaves
- Ovens
- Stoves
- Cooktops
- Ranges
- Dishwashers
- Trash compactors
- Garbage disposals
- Clothes washers
- Clothes dryers
Additional Coverages
With the purchase of any appliance or system from Home Depot, customers are guaranteed 24-hour online support for any questions or concerns. Home Depot also offers a 50% reimbursement for select preventative maintenance parts and half off of select cosmetic replacement parts. Home Depot will pay out up to $300 per claim for spoiled food in instances of a refrigerator or freezer failure. Additionally, each plan comes with power surge protection and costs $0 to transfer coverage to the next owner should you ever sell your house and leave behind a covered item.
Once the manufacturer’s warranty ends, customers with a Home Depot protection plan are guaranteed:
- No lemon policy, meaning items that require more than two repairs for the same issue warrant a full replacement or reimbursement of the full purchase price with an e-gift card.
- 30% reimbursement of plan price via a check or e-gift card if you don’t need to file a service claim during your first year of coverage.
- Coverage for mechanical, electrical, and functional breakdowns caused by normal use
- A two-day service guarantee in top 100 metropolitan areas and three days everywhere else
- Two- to four-hour service appointment windows
- Real-time technician tracker online for viewing their arrival status
Coverage Length, Limits, and Exclusions
Home Depot’s protection plans won’t cover repair or replacement costs related to:
- Pre-existing conditions
- Intentional misuse or neglect of the item
- Unauthorized or DIY product alterations
- Secondary damages (i.e. warped floorboards due to a refrigerator line leak)
- Any damage not reported with 30 days of when it was first noticed
- Commerical appliances or systems
- Damage caused by delivery
- Preventative maintenance (unless the 5-year plan is purchased)
- Third-party liabilities (natural disasters, acts of God, theft, vandalism, etc.)
Preventative maintenance and cosmetic parts, replacements, or reimbursements are capped at $500 per appliance. By purchasing this coverage variation with the 5-year policy, customers are promised a 50% reimbursement for the following products:
- Aluminum vents
- Coil brushes
- Dryer lint brushes
- Hoses
- Water and air filters
- Water lines
- Water fresheners
Home Depot Protection Plan Cost
The amount you’ll pay for a Home Depot protection plan varies based on the appliance type, its original purchase price, and the length of the extended warranty. We’ve broken down the cost of a Home Depot protection plan into an item-by-item overview while also considering how price points vary between the three- and five-year options.
Major Appliance Plan Costs
| Appliance Price | 3-Year Protection Plan Cost (annually) | 5-Year Protection Plan Cost (annually) |
| $0-$299.99 | $50 | $75 |
| $300-$449.99 | $65 | $95 |
| $450-$549.99 | $75 | $115 |
| $1,000-$1,499.99 | $130 | $195 |
| $1,500-$1,999.99 | $155 | $235 |
| $2,000-$2,999.99 | $195 | $295 |
| $3,000-$6,999.99 | $225 | $425 |
| $7,000-$19,999 | $325 | $595 |
General Merchandise Plans
Beyond major home appliances, Home Depot offers general merchandise protection plans for power tools, patios, grills, outdoor equipment, and more. These plans have similar coverage guidelines to the extended appliance warranties but also include:
- Two- to three-year protection following the expiration of an item’s original warranty
- Expedited repairs and replacements
- 24/7 online claims processing
- Tech support for smart home and Wi-Fi-enabled devices
- No deductibles or hidden fees
- No lemon policy
Filing a Claim on Your Home Depot Protection Plan
To file a claim for coverage through a Home Depot protection plan, customer can visit Home Depot’s online claim portal or call 1-800-HOMEDEPOT to get in touch with a representative. Home Depot’s claim center is open 24 hours a day, seven days a week, 365 days a year.
Be sure to have proof of your original purchase of the item on hand when filing a claim for faster service. If you weren’t the original owner and were the recipient of a transferred plan, any information about the purchaser or prior maintenance records is equally valuable.
Return Policy for Home Depot Extended Warranty
Home Depot abides by a 90-day money-back guarantee from the purchase date of the product that the plan is covering. So if you decide to cancel your coverage within 90 days of when the appliance was initially bought, Home Depot will issue a full refund for the plan’s cost, with no cancellation fee. Any cancellation beyond that 90 days only warrants a pro-rated refund minus any claims filed thus far in the term.
Home Depot Protection Plan Reviews
Here are some recent reviews from real Home Depot protection plan users that accurately depicted the customer experience:
Key Takeaways: Is a Home Depot Extended Warranty Worth It?
Home Depot’s extended warranty is a practical way to protect against appliance failures that may occur in the few years following your first year of ownership. That said, homeowners should only consider an extended appliance warranty if they seek short-term coverage. Another thing to be aware of is that retailers like Home Depot offer protection plans that only cover one item at a time.
For long-term, renewable protection that offers simultaneous protection for various major appliances and systems throughout the home, homeowners should consider investing in a home warranty. According to our research, the best home warranty plans on the market cost an average of $51.61 per month and cover far more than a standalone extended warranty.
Compare Home Depot to Other Home Warranties
Company | Our Rating | Monthly Cost | Service Fee | Coverage Cap | States Covered |
 | $49.99–$69.99+ | $65–$125 | $2,000 | All 50 states | |
 | $49.99–$99.99 | $100–$125 | $6,000 | 48 States ex. AK & HI | |
 | $44.99–$58.99 | $70 | $15,000 | 47 States ex. CA, TX, WA | |
 | $46.83–$54.75+ | $85 | $3,000 | 48 states, ex. WA & CA | |
 | $60.42–$63.75+ | $60–$75 | $3,000 | 47 states, ex. NV, WA, & WI | |
 | $30.00–$60.00 | $75–$125 | $3,000 | 49 states, ex. HI | |
 | $39.99–$54.99 | $100–$125 | $2,000 | 47 states, ex. CA, AK, & HI | |
 | $17.00–$60.00 | $65–$100 | $2,500 | 42 states, ex. AK, HI, MT, NH, ND, OK, SD, & WY | |
 | $36.00–$46.50 | $75–$125 | $3,500 | 34 states, ex. AK, CT, DE, HI, IL, LA, ME, MA, MN, NH, NJ, NY, ND, RI, VT, & WI |
Quote and cost data gathered January 2023. Cost data are updated and monitored continuously.
Final thoughts
Today’s Homeowner gives Home Depot 3.3 out of 5 stars. While Home Depot covers a breadth of home items, its plans aren’t as comprehensive as other home warranty companies and their plans are limited to the items sold within their stores. See Verified BFS Home Warranty Reviews
Home Depot protection plans may be a good choice for you if…
- You have appliances from Home Depot.
- You want coverage for exercise equipment, building materials, or tools.
Home Depot protection plans may not be a good choice for you if…
- You have systems and appliances from other manufacturers.
- You want comprehensive coverage for your home items.
Frequently Asked Questions About Home Depot Protection Plans
What is a Home Depot protection plan?
A Home Depot protection plan covers certain systems and appliances within the home. There are also protection plans for tools, exercise equipment, paint, and other home-related items.
How do I register my Home Depot home warranty?
Go to Home Depot’s extended protection plan website and click, “Register Your Plan,” then select the item that is covered by the warranty. Fill in the information about your purchase.
Is a Home Depot protection plan transferable?
Yes, a Home Depot protection plan may be transferable to a subsequent owner of the product at no additional charge. Simply call 1-800-HOMEDEPOT (1-800-466-3337) to begin the transfer. Proof of purchase receipt, as well as any service repair receipts, must be transferred to the new owner at this time. Note: the Lifetime Service Plan is non-transferable.
Methodology
At Today's Homeowner, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source.
Our rating system involves a weighted, 100-point scale that scores home warranty companies on plans offered, coverage, state availability, cost, trustworthiness, customer service, and unique benefits.
For more details, check out our affiliate disclosure and rating methodology.
