Based in Texas, Allied Home Warranty opened in 2004 but was sold to OneGuard Home Warranties in August 2018. Below, we’ll explain what coverage is available and what other provider you should look into when shopping for the best home warranty.
In our research, we found American Home Shield to be the best overall home warranty provider for its nationwide availability and comprehensive plans.
Call 844-529-9298 or enter your ZIP code to get a quote from American Home Shield, then compare it to what’s available from OneGuard Home Warranties.
Our Preferred Home Warranty Alternatives
Today’s Homeowner recommends a few home warranty companies to our readers. Below, you’ll see our latest suggestions and their money-saving deals. You can also read our review of the companies with similar home warranty plans to learn more about these top picks.
Our Assessment of OneGuard Home Warranties
OneGuard Home Warranties was founded by property managers in 1990 and has grown into a one-stop shop for home care and maintenance. The company offers a unique combination of home warranty plans and home maintenance services, such as pest control and carpet cleaning. Through its products, OneGuard Home Warranties helps homeowners save money, energy, and time.
While researching plans from OneGuard Home Warranties, we were impressed by the eclectic selection of home maintenance services. We believe these services can definitely help homeowners save money in the long run and maintain the well-being of their homes.
From our experience, the few home warranty companies that do provide home maintenance services usually stick to pest control or rekey. OneGuard Home Warranties provides carpet cleaning, window cleaning, sprinkler repair, weed kill treatment, landscaping, and numerous other services.
Plans from OneGuard Home Warranties are very reasonably priced. They are actually lower than the industry average. Especially since every package is jam-packed with coverage and services, we believe these plans are worth every penny. Their service fee of $69 is also lower than the industry average, which ranges from $75 to $100.
The company’s maximum limits range from $250 to $2,500, which we consider to be quite generous. If you purchase the refrigerator upgrade, you can expand the coverage limit to $5,000, which is enough to purchase a top-of-the-line refrigerator.
OneGuard Home Warranties also promises to connect you with a contractor within four business hours, which is quite fast considering most home warranty companies take 24 to 48 hours to process a service request.
Sadly, OneGuard Home Warranties isn’t available to most homeowners, as the company only serves Arizona, Texas, and Nevada.
Company Pros and Cons
THere’s a summary of our review of OneGuard Home Warranties. Keep these points in mind as you read the rest of the review.
Coverage from OneGuard Home Warranties
OneGuard offers three home warranty plans for existing homeowners — ApplianceGuard, SystemGuard and HomeGuard.
- ApplianceGuard is the appliance-exclusive plan.
- SystemGuard provides coverage for systems such as plumbing, heating and the electrical system.
- HomeGuard is the most comprehensive plan and covers both appliances and systems, as well as all of OneGuard’s maintenance services.
All three plans come with additional services like window cleaning, pest control treatment and carpet cleaning. Here’s an overview of what’s protected.
| Items | ApplianceGuard | SystemGuard | HomeGuard |
| Kitchen appliances | ✔️ | ✔️ | |
| Kitchen refrigerator with ice maker and dispenser | ✔️ | ✔️ | |
| Dishwasher | ✔️ | ✔️ | |
| Range/oven/cooktop | ✔️ | ✔️ | |
| Built-in microwave | ✔️ | ✔️ | |
| Garbage disposal | ✔️ | ✔️ | |
| Instant hot water dispenser | ✔️ | ✔️ | |
| Trash compactor | ✔️ | ✔️ | |
| Washer and dryer | ✔️ | ✔️ | |
| Air conditioning | ✔️ | ✔️ | |
| Heating | ✔️ | ✔️ | |
| Plumbing | ✔️ | ✔️ | |
| Plumbing stoppages | ✔️ | ✔️ | |
| Water heater | ✔️ | ✔️ | |
| Electrical system | ✔️ | ✔️ | |
| Ceiling and exhaust fans | ✔️ | ✔️ | |
| Central vacuum | ✔️ | ✔️ | |
| Smoke detectors | ✔️ | ✔️ | |
| Doorbells | ✔️ | ||
| Garage door opener | ✔️ | ✔️ | |
| Equipment disposal | ✔️ | ||
| Permits and code upgrades | ✔️ | ||
| Air conditioning and heating system tune-ups | ✔️ | ✔️ | |
| Garage door tune-ups | ✔️ | ✔️ | |
| Rekey and garage remote reprogram | ✔️ | ✔️ | ✔️ |
| Carpet cleaning service | ✔️ | ✔️ | ✔️ |
| Window cleaning service | ✔️ | ✔️ | ✔️ |
| Dry vent cleaning | ✔️ | ✔️ | ✔️ |
| Pest control treatment | ✔️ | ✔️ | ✔️ |
| Termite treatment | ✔️ | ✔️ | ✔️ |
| Lawn pre-emergent weed control | ✔️ | ✔️ | ✔️ |
| Lawn weed kill treatment | ✔️ | ✔️ | ✔️ |
| Lawn fertilization | ✔️ | ✔️ | ✔️ |
Note that coverage may vary based on whether you live in Arizona, Nevada or Texas.
Optional Coverage
With add-ons, you can customize any standard plan to your home. OneGuard Home Warranties has a wide range of options available:
| Add-ons | ApplianceGuard | SystemGuard | HomeGuard |
| Undetectable pre-existing conditions coverage* | ✔️ | ✔️ | ✔️ |
| Built-in pool/spa | ✔️ | ✔️ | ✔️ |
| Saltwater pool/spa | ✔️ | ✔️ | ✔️ |
| Additional pool pump/water feature | ✔️ | ✔️ | ✔️ |
| Additional freestanding refrigeration | ✔️ | ✔️ | |
| Upgrade to built-in kitchen refrigerator | ✔️ | ✔️ | |
| Additional built-in kitchen refrigerator | ✔️ | ✔️ | |
| Additional freestanding kitchen refrigerator | ✔️ | ✔️ | |
| Additional built-in microwave | ✔️ | ✔️ | |
| Additional dishwasher | ✔️ | ✔️ | |
| Additional range/oven/cooktop | ✔️ | ✔️ | |
| Second washer and dryer | ✔️ | ✔️ | |
| HVAC equipment incompatibility coverage | ✔️ | ✔️ | |
| Extended mainline plumbing | ✔️ | ✔️ | |
| Sprinkler system and timer | ✔️ | ✔️ | |
| Additional sprinkler valve | ✔️ | ✔️ | |
| Water softener and reverse osmosis filtration system | ✔️ | ✔️ | |
| Guest house | ✔️ |
*If you purchase this add-on, OneGuard will cover malfunctions caused by undetectable conditions as long as the failure is a result of normal wear and tear. Known defects are not covered by this upgrade.
Coverage Exclusions with OneGuard Home Warranties
Home warranty plans don’t always cover every single part of an appliance or system. Here are a few examples of what is and isn’t covered by OneGuard Home Warranties. Read the details on each item on OneGuard’s website for a complete overview.
Kitchen Appliances
There are several components in major kitchen appliances excluded from coverage. These include detachable accessories, shelves, hinges, light bulbs and all other parts that don’t affect the appliance’s primary operation.
Carpet Cleaning Service
OneGuard Home Warranties provides one carpet cleaning service per term in up to three rooms or not more than 600 square feet. What’s excluded from coverage is permanent stain removal, pet urine and/or feces stains, pre-existing carpet damage and any other tough stains that may require enzyme treatments.
Washer and Dryer
All components that do not affect the main operation of a washer and dryer will not be covered.
Other than component-based exclusions, there are several general exclusion standards. For example, OneGuard Home Warranties does not cover systems and appliances under a manufacturer’s warranty or a homeowner’s insurance policy, nor do they cover systems classified as commercial. A more comprehensive list of exclusions should be available under the “Limitations of Liability” section in your contract.
Cost of OneGuard Home Warranties
Plans prices from OneGuard Home Warranties vary by state and the amount of coverage. Including add-ons to your plan will increase the cost, as well. Here’s a summary of starting monthly prices.
| State | ApplianceGuard | SystemGuard | HomeGuard |
| Arizona | $29 per month | $38 per month | $50 per month |
| Texas | $30 per month or as low as $324 per year | $44 per month | $56 per month |
| Nevada | $25-$27 per month or $300 per year | $34-$37 per month or $420 per year | $50-$57 per month or $660 per year |
These plans are very reasonably priced, especially since they include home care services, too. HomeGuard will cost under $60 a month for a total of 33 systems, appliances and services covered. You can save money by paying upfront for the whole year.
Add-ons are priced on a per-item basis, and the cost varies slightly by state. We recommend calling OneGuard for accurate pricing. For example, here is a general breakdown of add-on costs for Nevada homeowners.
| Add-on | Price per month | Price per year |
| Undetectable pre-existing conditions | $7 | $84 |
| Built-in pool/spa (chlorine) | $18 | $216 |
| Built-in pool/spa (salt water) | $33 | $396 |
| Additional spa/pool pump (per unit) | $8 | $96 |
| Built-in kitchen refrigerator upgrade | $15 | $180 |
| Additional refrigeration units (per unit) | $5 | $60 |
| Sprinkler system and timer | $5 | $60 |
| Extended mainline plumbing | $8 | $96 |
| Water softener | $6 | $72 |
| HVAC equipment incompatibility protection | $10 | $120 |
| Guest house | $23 | $176 |
As you can see, the prices for add-ons range from $5 to $33 a month, and no discounts are available if you pay for the whole year upfront.
OneGuard Home Warranties allows you to purchase an annual plan or pay in monthly installments, but note that you will be charged a $2 administrative fee per month. Also, those who opt for a monthly plan must make the first and last payment in advance.
OneGuard Home Warranties also charges a $69 service fee each time a contractor visits your home. This is slightly lower than the industry average of $75 per call. The service fee must be paid when a service request is scheduled. You are obligated to pay the service fee even if:
- The service request is canceled while the contractor travels to the house.
- Required access isn’t provided to perform the necessary repairs.
- The contractor’s diagnosis results in a coverage denial.
- OneGuard Home Warranties approves your request for a second opinion, and the resulting outcome is the same as the first opinion.
All the repairs made by OneGuard’s contractors are guaranteed for 30 days. That means if the system or appliance fails again within 30 days, you will not be charged a service fee.
Maximum Coverage Cap with OneGuard Home Warranties
Like other home warranty companies, OneGuard has annual limits to what it will spend to repair and replace a specific system, appliance or service. If the repair cost exceeds the cap for that year, you will have to pay the difference out of pocket.
Here’s a rough overview of OneGuard Home Warranties’ coverage cap.
| Home System or Appliance | Coverage Cap |
| Kitchen appliances | $2,500 each |
| Air conditioning | $1,500 |
| Plumbing | $500 |
| Permits and upgrades | $250 |
| Built-in pool/spa | $1,000 |
| Additional freestanding refrigeration unit | $1,000 |
| Upgrade to built-In kitchen refrigerator | Adds another $2,500 to the coverage of kitchen refrigerator, bringing the cap to $5,000 |
| Additional built-in kitchen refrigeration unit | $5,000 |
| Additional freestanding kitchen refrigerator | $2,500 |
| Extended mainline plumbing | $1,000 |
| Water softener and reverse osmosis filtration system | $500 |
Quotes and Claims with OneGuard Home Warranties
To get an instant quote from OneGuard Home Warranties, either fill out the quote request form online or call at 888-896-0014.
When a covered system or appliance fails, OneGuard Home Warranties recommends turning it off to prevent further damage and calling the company at 888-896-0014. You can also file a claim online through your OneGuard Home Warranties account.
Under normal circumstances, OneGuard will connect you with an authorized contractor within four business hours, or within 48 hours on weekends or holidays. The contractor will then get in touch with you to set up an appointment.
OneGuard Home Warranties takes emergency service requests too. Here’s what they classify as an emergency:
- Plumbing failure that causes severe interior flooding
- Complete loss of heating or cooling during extreme temperature
- Significant loss of electrical or any other system that renders the home uninhabitable
While OneGuard will make every effort to expedite an emergency service, the company only provides 24-hour emergency service for interior flooding due to plumbing failure.
If you choose to expedite normal, non-emergency service, you will be responsible to pay any additional fee out of pocket.
Reviews of OneGuard Home Warranties
OneGuard Home Warranties is accredited by the Better Business Bureau (BBB) and holds an A+ rating, which is the highest grade a company can earn. They have also received an impressive 4 out of 5 star rating based on more than 300 customer reviews.
OneGuard has no shortage of positive testimonials from customers who rave about the company’s excellent service, quick responses to enquiries and friendly customer representatives. Some customers mentioned that OneGuard Home Warranties let them continue working with the same service contractor whose work they previously liked. The negative reviews are far and few between and mainly seem to stem from not being aware of the exclusions.
Here are some customer reviews we found on BBB:
Alternative Home Warranty Provider: American Home Shield
American Home Shield has three plans with increasing levels of coverage. Its base plan, the ShieldSilver Plan™, covers 14 major home systems. The ShieldGold Plan™ covers the systems covered by the ShieldSilver Plan™ and adds coverage for appliances up to $2,000. The ShieldPlatinum Plan™ covers all 23 systems and appliances in the ShieldGold Plan™ and adds $1,000 of roof-leak coverage. It also increases the coverage limit on appliances to $4,000. A wide array of add-ons are also available.
American Home Shield’s plans are affordable, and you can choose a service fee as low as $75. Lastly, the coverage from American Home Shield is available in every state except Alaska.
| American Home Shield | OneGuard Home Warranties | |
| Plan options | ShieldSilver Plan™ ShieldGold Plan™ ShieldPlatinum Plan™ | ApplianceGuard SystemGuard HomeGuard |
| Contract length | 12 months | 12 months |
| Monthly cost | $49.99–$59.99 | $25–$57 |
| Service fee | $75–$125 | $69 |
| Repair guarantee | 90-day on parts and 30-day on labor | 30 days |
| Availability | 49 states (excludes Alaska) | Only Arizona, Texas and Nevada |
| Best for | Home warranty plans | Home warranty and maintenance services combo |
| Years in service | 50 | 40 |
Reviews of Other Home Warranties
Home Warranty Rating Methodology
To help you find the best home warranty, our reviews team researched numerous home warranty companies, analyzing their coverage plans, pricing and customer service, among other factors:
- Coverage: Home warranty companies that provide extensive coverage and protect important systems and appliances, including your air conditioning, refrigerator and heating, scored higher than companies with minimal coverage.
- Plan variety: A provider with more coverage plans allows for more flexibility among customers. In general, most home warranty companies provide an appliances-only plan, systems-only plan and combination plan.
- Pricing: We scored providers based on their monthly plan prices and service call fees compared to the industry average pricing. Companies with more affordable coverage received more points than companies with more expensive plans.
- State availability: Where you live will determine what companies are available in your area. Home warranty companies that covered more states received more points than companies with a limited state availability.
- Trustworthiness: There are some home warranty companies that are scams and don’t follow through on their service agreements. We rated companies based on their years of experience, ratings on the Better Business Bureau (BBB) and customer reviews.
To keep our data current, our team regularly updates the data points for each company to ensure their coverage offerings, pricing and availability are accurate.
