Documenting Your Valuables

Most people know they should document their home’s contents for insurance reasons but they often ask why or how to do it the right way. If you have a loss due to fire, theft or natural disaster your insurance company will need certain details to complete the claims process. Those details include:

  • A description of the item
  • The model and serial number
  • The date purchased
  • The purchase price

Photographs or video of your home and possessions is also helpful, and, in the case of a burglary, may be a useful resource for law enforcement officials. The problem is that this documentation won’t help if it’s lost or destroyed so consider saving your information electronically. Take your photos with a digital camera and create your log in a word processing program so they can all be saved in a computer file. This file can be saved to a disc you keep at work or uploaded to a website so you can access from anywhere, including your home.


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